USDA Vs. FHA your options comparison in Blairsville, Indiana County, PA

During 2026, the USDA loan limit in Blairsville, located in the county of Indiana, PA, is $336,500. Meanwhile, the FHA loan cap for a single-family home stands at $472,030.

Use the Lendersa® USDA loan calculator to contrast the best current USDA and FHA rates. It determines the required income, credit, reserves, and paperwork necessary for qualification. With our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA loans side by side, enabling you to select the perfect program for your financial situation in .

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2026 Loan Limits and Down Payment Requirements in Blairsville, Indiana, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Options in Blairsville, PA

The aim of Lendersa® is to secure the best possible USDA or FHA loan for you promptly and without hassle. Choose from three starting paths that connect you with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan, assured by the government Department of Agriculture, often known as a USDA rural development loan or mortgage, is accessible only in rural neighborhoods. While FHA loans require at least a 3.5% down payment, the USDA mortgage comes with no down payment requirement, making it a favorable option.

Enter your location to find out if it qualifies for USDA rural housing loan?



Blairsville Lenders

  • Derry Area Federal Credit Union
  • 160 East First Avenue, Derry, PA, 15627
  • Lends in Pennsylvania
  • The Derry Area Federal Credit Union was originally founded in 1949 to provide members with a systematic way to save and offer credit to members at reasonable rates. At that time our membership consisted of the employees of Derry Westinghouse and members of their immediate family.

  • Indiana First Savings Bank
  • 935 Philadelphia Street, Indiana, PA, 15701
  • Lends in Pennsylvania
  • InFirst Bank has a served the financial needs for local communities as an independent bank for 100 years. We have proudly remained headquartered in downtown Indiana since we opened in 1922. Originally chartered as a mutual institution, InFirst Bank was initially known as Indiana County Building & Loan Association.

  • Marion Center Bank
  • 1271 Indian Springs Rd., Indiana, PA, 15701
  • Lends in Pennsylvania
  • Marion Center National Bank opened its doors during the summer of 1905. These one hundred plus years have seen many landmark events. When President Roosevelt ordered all banks to close on March 4, 1933 for the “Bank Holiday, ” MCNB pulled its door blind down half way and continued to operate.

  • First Commonwealth Bank
  • 601 Philadelphia St, Indiana, PA, 15701
  • Lends in Pennsylvania
  • We know why we’re here: to put you first. We do it by building long-term relationships with our customers and our employees. By reaching out to the communities we live and work in. By listening and helping to find the best solutions to get you to your financial goals.

    Our success is built on creating an authentic community banking experience

  • American Dream Mortgage, Inc.
  • 164 Philadelphia St, Indiana, PA, 15701
  • Lends in Pennsylvania
  • Our mission is to be of service to others. We are committed to providing superior customer service to those that support our business, to continue to educate ourselves and share our knowledge with others & to build & maintain long lasting relationships.We are 100% owned & licensed to do business in PA and offer: USDA, FHA & conventional loans, VA.

  • Commercial Bank and Trust of PA
  • 900 Ligonier Street, Latrobe, PA, 15650
  • Lends in Pennsylvania
  • Commercial Bank & Trust of PA opened its doors for business in May 1934 at the Latrobe office of the former Peoples National Bank, a building that serves still today as the bank's main retail office and administrative headquarters. The bank was organized with a total capitalization of $193,250. Founding directors were L.B. Berlin, Michael Charley.

  • Westmoreland Federal Savings and Loan Association
  • 322 Main Street, Latrobe, PA, 15650
  • Lends in Pennsylvania
  • Westmoreland Federal Savings is one of approximately 600 institutions nationwide that has chosen to remain an independent and community focused Mutual Savings Bank. We hold true to the original beliefs of thrift, conservatism and putting our depositors first. While we uphold tradition, we also realize the need.

  • Vasco Federal Credit Union
  • 432 Depot Street, Latrobe, PA, 15650
  • Lends in Pennsylvania
  • VASCO Federal Credit Union was formed in 1967 by employees of the Vanadium Alloyed Steel Company in Latrobe. Today, we strive to serve the financial needs of the little guy. We serve over thirty employee groups in the Greater Latrobe area. We currently have nearly 2000 members and hold $24 million in assets.

  • Lesco Federal Credit Union
  • 2613 Ligonier Street, Latrobe, PA, 15650
  • Lends in Pennsylvania
  • On 1950, employees of Latrobe Electric Steel Company, now Carpenter Technology Corporation, obtained a federal charter from the National Credit Union Administration and began Lesco Federal Credit Union. The first "office" was in the treasurer's home, followed by a small garage office near the steel plant. On 1960, Lesco FCU moved to 6 Avenue D.