USDA Loan Vs. FHA loan pro & con for Rayne, Indiana County, PA

In 2025, USDA loan limit in Rayne, county of Indiana, PA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Rayne, PA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Pennsylvania?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

561-310-9638 986 miles Lender's profile and map Reviews Ideal Lending Solutions 301 Yamato Road #1240, Boca Raton, FL, 33431 Ideal Lending Solutions specializes in residential mortgages with branches throughout Florida and North Carolina. Ideal Lending Solutions, a division of American Financial Network, Inc. is a Direct Lender with delegated authority to underwrite, fund and service Conventional, FHA, USDA, VA loan, and Jumbo loan products in house.
(866) 782-3464 986 miles Lender's profile and map Reviews LendingOne 901 Yamato Road, Suite 150, Boca Raton, FL, 33431 LendingOne is a direct private lender for Real Estate professionals. We offer fix/flip bridge loans and long term rental financing. Not a broker nor a bank, but a fully funded lending partner that can close consistently and help you grow your business.and alsoLendingOne uses our own capital, an easy online application.
212 600 2276 986 miles Lender's profile and map Reviews Layla Capital 7777 Glades Road, Suite 309, Boca Raton, NY, 33434 Layla Capital is a direct lender based in Boca Raton, FL (formerly New York City) that specializes in small to middle market debt opportunities in primary and secondary markets nationwide, with a greater focus on the East Coast and Midwest.Layla Capital’s lending platform offers loans up to $15 million.
(318) 932-3491 986 miles Lender's profile and map Reviews Bank of Coushatta 1525 Ringgold Avenue, Coushatta, LA, 71019 On July 30, 1897 the Bank of Coushatta was chartered and opened for business in the Town of Coushatta, located then on the East bank of the Red River. The total capital stock of the Bank at opening was $15, 000.00. In June of 1915, with capital stock of $25, 000, a surplus of $6, 250.00.
(318) 449-4357 987 miles Lender's profile and map Reviews Louisiana Baptist Federal Credit Union 1250 MacArthur Drive, Alexandria, LA, 71303 Louisiana Baptist Federal Credit Union has been open since 1975. The credit union has assets totaling $5.26 Million and provides banking services to more than 900 members. The credit union is a religious-based credit union. Membership is also open to immediate family of current members.
(318) 442-8896 987 miles Lender's profile and map Reviews Louisiana Land Bank 3640 Bayou Rapides Road, Alexandria, LA, 71303 Louisiana Land Bank, ACA is headquartered in Monroe, Louisiana, with 11 locations state-wide to meet your agriculture and rural financing needs. Louisiana Land Bank has been Louisiana's premier agricultural lender for over 100 years. We are a locally owned and operated lending cooperative whose specialty and expertise are making agricultural loans.
(318) 443-2799 987 miles Lender's profile and map Reviews Southern Heritage Bank 5211 Jackson Street, Alexandria, LA, 71303 Let Southern Heritage Bank help celebrate one of the most exciting times of your life by choosing us for your mortgage needs! While buying a home is one of the biggest decisions you'll ever make, selecting the right mortgage loan can be just as important. Your lifestyle. Your budget. Your comfort level.
5612210900 987 miles Lender's profile and map Reviews Gelt Financial LLC 6401 Congress Ave Suite 215, Boca Raton, FL, 33499 Gelt Financial, LLC ("Gelt") is a non bank direct commercial lender satisfying its clients financial needs and goals since 1989. Gelt's robust commercial product offerings are available across the country to US Citizens and Foreign Nationals. We focus on loans between $100,000 and up.
(218) 456-2187 987 miles Lender's profile and map Reviews Red River State Bank 300 2nd Avenue, Halstad, MN, 56548 Red River State Bank is one bank serving many communities in the Red River Valley. Since the beginnings of First State Bank of Fertile in 1887 & Red River State Bank in Halstad in 1904 we have taken the same approach, one-on-one personal service. Everyone has different banking needs, from agricultural loans and lines of credit to personal deposit.
(918) 423-2265 987 miles Lender's profile and map Reviews The Bank N.A. PO Box 1067, McAlester, OK, 74502 At The Bank N.A., we offer a full range of credit options. Whether you are making a major purchase - like a house, car, boat, or even a herd of cattle - we have a loan that fits your needs. Or, maybe you’re starting the business of your dreams or simply want to spruce up the one you have, well, we have loans for that too
(701) 282-3518 987 miles Lender's profile and map Reviews Harwood State Bank 501 Dakota Avenue, Harwood, ND, 58042 Harwood State Bank was one of the banks to survive that era with a strong capital ratio. The bank sold $7,000 more in stock in 1951 to raise the capital stock to $25,000. There have been two stock splits since that time. The first in 1959 and the second in 1980, and our capital stock is now $100,000.
(318) 549-8000 987 miles Lender's profile and map Reviews Barksdale Federal Credit Union 9475 Ellerbe Rd, Shreveport, LA, 71106 In 1954, Barksdale Federal was established to serve military and civilian personnel at Barksdale Air Force Base in Bossier City. While continuing to proudly serve the men and women, and their families, of Barksdale Air Force Base, we now serve over 1000 companies, associations, and churches.