In 2025, the USDA loan limit for Rayne, located in Indiana County, PA, is $336,500. Meanwhile, the FHA limit for a single-family home stands at $472,030.
Utilize the Lendersa® USDA loan calculator to assess the top USDA and FHA rates today, identifying the necessary income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator presents side-by-side comparisons of USDA, FHA, Conforming, and VA loans, enabling you to decide which program in Alabama best fits your financial needs.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The aim of Lendersa® is to secure you an ideal USDA or FHA loan swiftly and seamlessly. Select from one of three starting pathways to connect with compatible lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture—also known as the USDA Rural Development Loan or USDA Mortgage—is available predominantly in rural areas. Unlike FHA loans, which require a minimum of 3.5% down payment, USDA loans do not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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