USDA Vs. FHA Pro and Con comparison in Indiana, Indiana County, PA

In 2025, the limit for USDA loans in Indiana, located in Indiana county, PA, is $336,500. In contrast, the FHA limit for a single-family home is $472,030.

Utilize Lendersa® USDA loan calculator to compare current USDA versus FHA rates and determine the requirements for Income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, helping you choose the best program in for your financial needs.

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2025 Loan Limits & Down Payment Needs in Indiana, Indiana, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Indiana, PA

Lendersa® aims to promptly find the best possible USDA or FHA loans with minimal difficulties. Choose from three starting points to match with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

The USDA home loan, backed by the government, is also known as the USDA rural development loan or USDA mortgage. It is only available in rural areas. Unlike FHA loans that need a minimum 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
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  • Swift Lending is a direct licensed lender that will provide you or your organization with real estate investment capital. We strive to be the funding source for professional real estate investors that seek to continually grow their real estate portfolio. We utilize our experience and knowledge in real estate to help investors grow exponentially..
  • Lord Mortgage & Loan
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  • Lord Mortgage & Loan. Based out of Boca Raton, FL we enjoy helping people realize their dreams of homeownership, and we go above and beyond to make sure that our clients get the personalized service they deserve. Whether this is your first time buying property or you've decided to move to a bigger home
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  • Benefit Mortgage Inc works hard for your benefit! As a loan and mortgage brokerage firm, we strive to find you the best mortgage and business loans from our catalog of over 140 nationwide lenders. We have those lenders who want your business and will fight to win your loan. We are in your corner to make sure the loan makes sense.
  • Cape Coral Mortgage
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  • At Cape Coral Mortgage, we are different. You need someone you can trust when you are making the biggest financial decision of your life. You need someone who has been around for a long time and has weathered the storm. A company who has people you can meet with, look in the eye and get the truth from.
  • Jack Belles- Reverse Mortgage
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  • "Jack has been serving the Home Equity Conversion Market for over 35 years. Making sure that every customer understands how the program works is critical to our customers' long term financial security and well being. All of our efforts are focused on education of the customer."
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  • Our mission at Edison Mortgage Group is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.