USDA and FHA Pro and Con in Bloomsburg, Columbia County, PA

In 2025, the USDA loan limit within Bloomsburg, county of Columbia, PA is $336,500, whereas the limit for FHA on a single-family home stands at $472,030.

Utilize the Lendersa® USDA loan calculator to assess and compare current rates between USDA and FHA, determining the necessary income, credit, reserves, and documentation essential for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA programs, assisting in deciding which is the most suitable for your financial circumstances in .

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Loan Limits and Down Payment Requirements for 2025 in Bloomsburg, Columbia, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Bloomsburg, PA

The mission of Lendersa® is to swiftly connect you with the best USDA or FHA loan options, hassle-free. By selecting one of three starting points, you can align with suitable lenders and find USDA loan programs that match your criteria.

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Understanding USDA Loans in PA

The USDA home loan, alternatively called a USDA mortgage or rural development loan, is endorsed by the government Department of Agriculture and is targeted exclusively towards rural areas. Unlike FHA loans, requiring a minimum down payment of 3.5%, USDA loans necessitate no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 1212 Adams Street, Toledo, OH, 43604
  • TMFCU serving the City of Toledo & Lucas County since 1954. We now serve anyone who lives, works, attends church, school or volunteers in Lucas County! While this is an open forum, we intend to maintain a family-friendly atmosphere, so please use appropriate language at all times when posting and/or commenting on our wall.
  • ProMedica Federal Credit Union
  • 245 N Summit Street, Toledo, OH, 43604
  • ProMedica Federal Credit Union is a full-service Credit Union. Anyone associated with ProMedica and his or her family members are eligible to join PFCU. We are a full service financial institution that can assist with all of your deposit, borrowing, financial service and financial education needs.
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  • 200 N St Clair Street, Toledo, OH, 43604
  • Directions Credit Union—banking you can trust with a strong history and the highest quality financial services since 1953—now serves over 100, 000 members and manages a collective asset of more than $864 million. It’s this responsible management of member funds and the cost savings we pass along to our members
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  • Amy is a very passionate woman who takes the business of mortgage banking and helping people realize their dream of financial independence very seriously. She started in mortgage banking in Los Angeles in the early 1990’s and her business has bloomed. She is now one of the top loan officers in the country NMLS# 106455.
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  • 7031 Orchard Lake Road, Suite 200, West Bloomfield, MI, 48322
  • EBLOCK Loans, is a Mortgage Brokering Company. The inspiration behind the name is that the "E" is for “Electronic” while the "BLOCK" is for Block Chain technology combining the two modern technology era's. We pride ourselves on bringing you the fast, in-expensive, digital mortgage experience. Whether you desire to purchase, refinance.