USDA and FHA Pro and Con in Salem, Westmoreland County, PA

For 2025, the USDA loan limit in Salem, within the county of Westmoreland, PA, is $336,500. Meanwhile, the FHA limit for a single-family home stands at $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's best rates between USDA and FHA, identifying the necessary income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can examine USDA, FHA, Conforming, and VA options side by side, helping you select the optimal program for your financial scenario in .

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2025 Loan Limits and Down Payment Requirements in Salem, Westmoreland, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Opportunities in Salem, PA

The mission of Lendersa® is to efficiently provide you with the best USDA or FHA loan quickly and without hassle. Choose one of three starting points to connect with compatible lenders and USDA loan programs.

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What Constitutes a USDA Loan in PA?

The USDA home loan, supported by the government's Department of Agriculture, also known as a USDA rural development loan or mortgage, is designated specifically for rural areas. In contrast to FHA loans, which require at least a 3.5% down payment, the USDA mortgage allows for a zero down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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