USDA Vs. FHA Pro and Con comparison in Salem, Westmoreland County, PA

For 2025, the USDA loan limit in Salem, within the county of Westmoreland, PA, is $336,500. Meanwhile, the FHA limit for a single-family home stands at $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's best rates between USDA and FHA, identifying the necessary income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can examine USDA, FHA, Conforming, and VA options side by side, helping you select the optimal program for your financial scenario in .

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2025 Loan Limits and Down Payment Requirements in Salem, Westmoreland, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Opportunities in Salem, PA

The mission of Lendersa® is to efficiently provide you with the best USDA or FHA loan quickly and without hassle. Choose one of three starting points to connect with compatible lenders and USDA loan programs.

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What Constitutes a USDA Loan in PA?

The USDA home loan, supported by the government's Department of Agriculture, also known as a USDA rural development loan or mortgage, is designated specifically for rural areas. In contrast to FHA loans, which require at least a 3.5% down payment, the USDA mortgage allows for a zero down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Trinity Mortgage USA, Inc.
  • 6962 East Wedgwood Avenue, Davie, FL, 33331
  • Trinity Mortgage USA, Inc, is a product of a combined 50 years of mortgage and real estate experience. Our success is a direct reflection of how we treat all of our clients from beginning to end. We believe that without the one to one personal communication with our clients. Our main goal is to destress the process for our clients.
  • Allstate Funding Group
  • 12555 Orange Drive, Suite 202, Davie, FL, 33331
  • At Allstate Funding Group, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • PRIME TIME MORTGAGE INC.
  • 2625 Weston Road, Fort Lauderdale, FL, 33331
  • PRIME TIME MORTGAGE loan officer, specialize in FHA, Conventional and VA mortgages. I work with all homebuyers: first time owners, those refinancing current properties, and seniors in the mortgage process. and also It is my commitment to provide the highest level of customer service to my clients. To be available and accomodating at all times.
  • Florida Home Trust Mortgage
  • 2800 Weston Rd. Suite 200, Weston, FL, 33331
  • Florida Home Trust Mortgage, Inc. is a premier Florida-based, privately held mortgage lender, providing loans to residential and commercial borrowers in the greater Weston, Fl area. FHT operates as a financing boutique with a fiduciary heritage equipped with lending resources highly focused on executing conventional
  • KoRes Lending
  • 2893 Executive Park Dr. Suite 304, Weston, FL, 33331
  • KoRes is pleased to offer several financing options to meet your needs. We offer standard 30-Year or 15-Year Fixed Mortgages, Programs for Foreign Nationals, Private Loans, 3-Year ARM, 5-Year Arm and a wide variety of FHA Loans. Whatever your circumstances maybe, KoRes is dedicated to helping you find the best mortgage product to fit your needs.
  • H B Telco FCU
  • 375 Third Street SW, Huron, SD, 57350
  • Huron Telco opened our first office in 1954, thanks to the employees of Northwestern Bell. The membership has expanded over the years with the addition of sponsor groups & their families. The credit union took another step to secure our future by merging with H&B Federal Credit Union in January 2006. That’s when we changed our name to HB Telco FCU.
  • Leader Mortgage Services
  • 12555 Orange Dr., Fort Lauderdale, FL, 33330
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
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  • 4875 Volunteer Road, Fort Lauderdale, FL, 33330
  • LoanPro365 is dedicated to you and our realtors to provide quick closings and problem resolution. We are closing over 98% of all loans that we pre-approve. We’ve been around for over 15 years with experience with first time home buyers to seasoned investors. Our job is simple, close the deal with the best terms possible, as fast as possible.
  • EMB Lenders
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  • EMB Lenders has expanded across the United States establishing itself as one of the fastest growing mortgage lenders in the nation. With our headquarters based out of Davie, FL, we have since opened up local community branches throughout the country, from Florida, Kentucky, and beyond. Achieving
  • The Truth About Lending LLC
  • 12535 Orange Drive Suite 615, Fort Lauderdale, FL, 33330
  • In 2008 when the mortgage industry first started to crash, we just had our third child. Soon after he was born, we discovered he had no immune system. Initially the doctors thought he had leukemia. We spent a full year going through many tests such as bone marrow biopsies on our few month-old son. It was a very difficult time.