USDA Vs. FHA Pro and Con comparison in Berwick, Columbia County, PA
As of 2025, the USDA loan limit in Berwick, located in the county of Columbia, PA, is $336,500, while the FHA limit for a single-family home is $472,030.
Utilize Lendersa® USDA loan calculator to evaluate the best current rates for USDA versus FHA loans. Determine the necessary income, credit score, reserves, and documents required for qualification. With our sophisticated mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, helping you choose the best program in for your financial needs.
2025 Loan Limits and Down Payment Requirements in Berwick, Columbia, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Berwick, PA
Lendersa® aims to quickly provide you with the best possible USDA or FHA loan, free from hassle. Choose one of three starting points that lead to matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, is also referred to as a USDA rural development loan or USDA mortgage. It is available strictly in rural neighborhoods. USDA loans do not require a down payment, in contrast to FHA loans, which demand a minimum of 3.5% down payment.
This type of financing offers a remarkable chance for individuals to secure homes in rural areas without the burden of upfront costs, fostering growth and stability in these communities throughout PA. It plays a vital role in promoting homeownership to those in eligible rural locales, making the dream of owning a home more achievable for many.
At VA Desert Pacific Federal Credit Union, we have a passion for serving others and we take pride in doing it well. Since 1947, we have provided steadfast financial service to the hardworking people who make a difference in the lives of men and women who served our country. and also Providing steadfast financial service and education enabling VA.
1971 West 190th Street, Suite 200, Torrance, CA, 90504
"We are a pooled mortgage fund of nearly 100 investors with total portfolio value that fluctuates between $27-32 million and growing.
For brokers and potential borrowers:
-Business purpose loans only on most property types.
-Our primary area is Southern CA but will consider loans in any major market etc.."
400 Corporate Pointe, Suite 300, Culver City, CA, 90230
Legacy Liaisons LLC is located in Columbus, OH, United States and is part of the Management, Scientific, and Technical Consulting Services Industry. Legacy Liaisons LLC has 1 total employees across all of its locations and generates $34, 669 in sales (USD). (Sales figure is modelled).
6167 Bristol Parkway, Suite 345, Culver City, CA, 90230
Benefit Mortgage was formed by financial industry veterans with vast expertise and a singular mission: to educate experienced homeowners on how to use a reverse mortgage safely as a retirement tool. We’ve helped countless homeowners proficiently utilize their home equity as an element of their retirement portfolio.
CashCo opened with money borrowed from credit cards and family in a double wide trailer with no running water on January 2, 1989. We thought we had a really cool idea for our business but found out getting it off the ground was not as easy as we imagined. We made some costly, near-fatal mistakes as we figured things out.
1049 Southwest Baseline Street, Suite A120, Hillsboro, OR, 97123
Art Chavez a Mortgage Broker with Baseline Mortgage LLC, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Mortgage Broker serving Oregon exclusively. Art Chavez Owner at Baseline Mortgage, LLC. Baseline Mortgage, LLC Established in 2004.
Mortgage West is to create lasting relationships with each and every client and to continue providing excellent service for many years to come. Unlike many of the larger nationwide mortgage companies that are out there, all your information will be kept secure and private. The Mortgage West name is trusted throughout the community.
Our team of professionals is eager to help you with this big financial decision. We will treat you right and give you the personal service you deserve. We know you're making a commitment in buying a house, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify
11150 W. Olympic Blvd, Suite 600, Los Angeles, CA, 90064
Founded in 2003 as a specialty finance company, Residential Mortgage Solution (RMS) has participated on over 250 distinct buy and sell side transactions totaling over $10 billion in principal balance (UPB) as well as provided surveillance services on over $60 billion in UPB over a 18 year period.
11845 West Olympic Blvd, Suite 830, Los Angeles, CA, 90064
Vault Mortgage Group has become one of the premiere mortgage bankers in California. With a reputation based on trust, integrity & delivering exceptional client service, we are one of the fastest growing full- service bankers in our area. We have grown to become one of the largest independent mortgage banking operations in the western United States.
2999 Overland Ave, Suite 116, Los Angeles, CA, 90064
Founded in 2010, Crescent Lenders is a direct private money lender for real estate investors looking to buy, rehab or refinance various types of investment properties.We have closed hundreds of deals with a transactional sum of over $120 million.We are committed to being the fastest, most flexible, and reliable company in our industry.
11500 W Olympic Blvd, Suite 560, Los Angeles, CA, 90064
Clear Capital Lending are a full service Mortgage Banker with an experienced staff offering expertise in every area of mortgage lending, from purchase to refinance. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms and costs.
