USDA and FHA Pro and Con in Bristol, Bucks County, PA

For 2025, the USDA loan limit in Bristol, located in Bucks county, PA, is $381,800, whereas for a single-family home, the FHA limit is $529,000.

Utilize the Lendersa® USDA loan calculator to compare today's best rates between USDA and FHA, and establish the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA programs side by side, aiding you in deciding which program in is most suitable for your financial scenario.

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Loan Limits and Down Payment Requirements for 2025 in Bristol, Bucks, PA

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Bristol, PA

The goal of Lendersa® is to provide you with the best USDA or FHA loan efficiently and smoothly. Choose one of three starting paths that connect you to matching lenders and USDA loan offerings.

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Understanding USDA Loans in PA

A USDA home loan, known also as a USDA mortgage or rural development loan, is guaranteed by the Department of Agriculture and is available specifically in rural areas. Unlike FHA loans that demand a 3.5% minimum down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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