USDA Vs. FHA Pro and Con comparison in Morrisville, Bucks County, PA

In 2025, the USDA loan cap in Morrisville, within the county of Bucks, PA, is set at $381,800. Meanwhile, the FHA limit for a single-family residence is $529,000.

Leverage the Lendersa® USDA loan calculator to evaluate today's top rates for USDA versus FHA loans. Determine the necessary income, credit score, reserves, and documentation needed for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loan options side by side, helping you choose the best program suitable for your financial situation in Alabama.

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2025 Loan Limits and Down Payment Requirements in Morrisville, Bucks, PA

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Morrisville, PA

Lendersa® is committed to obtaining the best USDA or FHA loan quickly and without hassle. Start with one of three pathways leading to matching lenders and suitable USDA loan programs.

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Understanding USDA Loans in PA

The USDA home loan, backed by the Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage. Designed for rural communities, this loan does not require any down payment, contrasting FHA loans which necessitate at least a 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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