USDA Vs. FHA Pro and Con comparison in Falls, Bucks County, PA

In 2025, the USDA loan limit for Falls in Bucks county, PA, reaches $381,800, while the FHA cap for a single-family home is $529,000.

Leverage the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates and discern the income, credit, reserves, and required documents for qualification. Our advanced mortgage calculator provides side-by-side comparisons of USDA, FHA, Conforming, and VA programs, aiding you in selecting the best plan for your financial scenario in .

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Loan Limits and Down Payment Requirements for 2025 in Falls, Bucks, PA

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Options in Falls, PA

The objective of Lendersa® is to quickly provide you with the finest USDA or FHA loan without complications. Start by selecting one of three pathways designed to match you with appropriate lenders and USDA loan programs.

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Understanding USDA Loans in PA

A USDA home loan, often called a USDA mortgage or rural development loan, is backed by the government through the Department of Agriculture. These loans are available only in rural areas and require no down payment, unlike FHA loans, which need at least a 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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