USDA VS FHA in Carnegie, Allegheny County, PA

For 2025, the USDA loan limit in Carnegie, within the county of Allegheny, PA, is defined as $336,500. In contrast, the FHA limit for a single-family house stands at $472,030.

Utilize Lendersa® USDA loan calculator to compare the current USDA and FHA rates. Determine the required income, credit level, reserves, and necessary documents for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the best program for your financial needs in .

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2025 Loan Limits and Down Payment Requirements in Carnegie, County of Allegheny, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Alternatives in Carnegie, PA

The aim of Lendersa® is to efficiently connect you with the best USDA or FHA loans available, quickly and without hassle. Start by selecting one of three pathways to find matching lenders and discover USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

The USDA home loan, also referred to as the USDA rural development loan, is secured by the Department of Agriculture and accessible in rural neighborhoods only. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans necessitate no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Mortgage Financial Group, Inc
  • 1100 E. Alfred Street, Tavares, FL, 32778
  • Mortgage Financial Group, Inc. operated in Mount Dora, FL out of a rented space for approximately 5 years before purchasing what is now its main headquarters in Tavares located in the center of FL respectively. Though a local lender, the company is currently licensed in four states
  • Community Bank and Trust
  • 100 S. Wood Street, Neosho, MO, 64850
  • Community Bank and Trust operates 14 full service branch offices in Southwest Missouri and Southeast Kansas. Since 1986 the employees of CBT have been actively involved in the success of our bank through the Employee Stock Ownership Plan. Each branch office is managed to specifically meet the financial needs of its customers and community.
  • Gulf Coast Mortgage Inc
  • 111 West Main St, Suite 312, Inverness, FL, 34450
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Brannen Bank
  • 320 Hwy 41 S, Inverness, FL, 34450
  • Brannen Bank has been providing personalized banking service since 1926 when our founder, George H. Brannen, Sr., established the first Brannen Bank in historic Homosassa as the Bank of Homosassa. Relocated to Inverness in 1929 and renamed The Bank of Inverness Brannen Bank was the only bank in Citrus County to survive the economic crash of 1929.
  • Citrus Mortgage Associates LLC
  • 1300 Hwy. 41 North, Suite H, Inverness, FL, 34450
  • We are a Mortgage Broker Business located in Inverness, FL. We pride ourselves on the highest level of client satisfaction and face to face service. We are available at any time, in our office or after hours. We can be reached by phone, text or emails. We consider it a privilege to work together in providing for your mortgage needs.
  • Joplin Metro Credit Union
  • 3301 Texas Avenue, Joplin, MO, 64804
  • Joplin Metro Credit Union has been open since 1950. The credit union has assets totaling $46.41 Million and provides banking services to more than 5, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
  • Great Plains Federal Credit Union
  • 2306 S Range Line Road, Joplin, MO, 64804
  • Great Plains Federal Credit Union was formed in June 1950 at its former home office location outside Pittsburg, Kansas at the Jayhawk Plant. The original charter was under the name Spencer Chemical Employees Federal Credit Union and served employees of Spencer Chemical Company of Kansas City, Missouri.
  • The Mortgage House, Inc.
  • 2915 S. Main Street, Joplin, MO, 64804
  • The Mortgage House team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.