USDA Vs. FHA Pro and Con comparison in Ingram, Allegheny County, PA

In 2025, the USDA loan limit in Ingram, found in Allegheny County, PA, is $336,500, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the top USDA versus FHA rates available today, determining the income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best program in for your unique financial situation.

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2025 Loan Limits and Down Payment Requirements in Ingram, Allegheny County, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loan Programs in Ingram, PA

At Lendersa®, our mission is to quickly and smoothly connect you with the best USDA or FHA loan options. Choose from three starting pathways to find matching lenders and USDA loan programs tailored to your needs.

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What Defines a USDA Loan in PA?

A USDA home loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan or mortgage. These loans are only available in rural neighborhoods. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans eliminate the need for any down payment, providing a distinct benefit to qualifying buyers in these areas.

Enter your location to find out if it qualifies for USDA rural housing loan?



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