USDA Vs. FHA your options comparison in Ingram, Allegheny County, PA
In 2025, the USDA loan limit in Ingram, found in Allegheny County, PA, is $336,500, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the top USDA versus FHA rates available today, determining the income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best program in for your unique financial situation.
2025 Loan Limits and Down Payment Requirements in Ingram, Allegheny County, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Programs in Ingram, PA
At Lendersa®, our mission is to quickly and smoothly connect you with the best USDA or FHA loan options. Choose from three starting pathways to find matching lenders and USDA loan programs tailored to your needs.
A USDA home loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan or mortgage. These loans are only available in rural neighborhoods. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans eliminate the need for any down payment, providing a distinct benefit to qualifying buyers in these areas.
At Farmers & Merchants Bank & Trust, we take pride in our hometown heritage. Our roots are deeply planted in a history of community involvement. We care about the financial success and stability of all of our customers, both personal and business. We work hard to provide our customers with a wide variety of quality products
TRI-County Credit Union of Wisconsin operates as a financial cooperative. The Union provides financial solutions such as saving and checking accounts, loans, safe deposit boxes, credit and debit cards, loan rates, ATMs, online banking, and other related services. TRI-County Credit Union serves communities in the State of Wisconsin.
Our Credit Union expanded from the closed industrial-chartered credit union established in 1953 to an open community-charted Credit Union serving anyone living or working in Marinette and Oconto Wisconsin Counties and Menominee Michigan County. The Credit Union’s original name, Ansul Employees Credit Union
The Stephenson National Bank & Trust (SNBT) has been providing banking services to the tri-county area for 142 years and we consider the loyalty of both new and longtime customers as the key to our success. Our community has recognized our integrity, leadership and customer service by being voted the “Best Bank” for the sixth time, and 'Best Financ
German American State Bank was chartered on January 21, 1907 and prides itself as being one of the oldest community banks in the state of Illinois. At German American State Bank, our mission is to provide exceptional financial solutions for our customers by providing the highest quality financial products.
Our Vision is to be a strong, stable, independent community Bank built on the community’s trust since 1896. We will reaffirm that trust daily by delivering financial solutions and striving to remain a dependable partner—consistently delivering exceptional outcomes to everyone, fairly and equitably.
We are here to help. Feel free to ask any questions you may have about the most sensible financing options for your present or future home. You will soon find MORTGAGESAFE is your local & trusted source for outstanding rates lower monthly payments and prompt personal attention that guides you through the mortgage application process in record time.
Our team is led by Mike Burton, a 1984 graduate of the University Of Massachusetts School Of Business with a Bachelor Degree in business administration and finance. Mike has over 29 years of experience as a mortgage loan originator. Mike learned the ins-and-outs of the business working at Commonwealth Mortgage Company.
