In 2026, the USDA loan limit for Scott in the county of Allegheny, PA, is $336,500, whereas the FHA loan limit is $472,030 for a single-family residence.
To explore today's leading USDA versus FHA rates, use Lendersa® USDA loan calculator. It also provides insights into the required income, credit, reserves, and documentation needed for loan qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loan options side by side, helping you choose the best plan for your financial needs in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to secure the best USDA or FHA loan quickly and effortlessly. Choose from three starting points to match lenders with USDA loan programs perfectly suited to your needs.
The USDA home loan is backed by the government's Department of Agriculture and is also known as a USDA rural development loan or USDA mortgage. Available exclusively for rural areas, the USDA mortgage differs from FHA loans, which require a minimum 3.5% down payment, as it requires no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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