USDA VS FHA in Chesterbrook, Chester County, PA

In 2025, the USDA loan cap for Chesterbrook, which is in the county of Chester, PA, is $381,800. Comparatively, the FHA limit for a single-family home is $529,000.

Use the Lendersa® USDA loan calculator to assess today's top USDA against FHA rates and verify the required income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, aiding in determining the best program in for your particular financial needs.

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Loan Limits and Down Payment Requirements for 2025 in Chesterbrook, County of Chester, PA

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Options in Chesterbrook, PA

Lendersa® intends to connect you with optimal USDA or FHA loans quickly and without hassle. Choose one of three options to find matching lenders and USDA loan programs.

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Understanding USDA Loans in PA

The USDA home loan, supported by the U.S. Department of Agriculture and also known as the USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans that require a 3.5% down payment, USDA loans require none at all, offering an attractive option for eligible applicants.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Queensborough National Bank and Trust Company
  • 113 E. Broad Street, Louisville, GA, 30434
  • As regional banks have dissolved or been bought up by larger banks, many of the best and brightest bankers have sought out a place to work where long term relationships were valued over short term gains. That place is Queensborough. We are delighted to provide the professional banker expertise you need with a personal banker attitude you want.
  • Chippewa County Credit Union
  • 402 West Spruce Street, Sault Sainte Marie, MI, 49783
  • Chippewa County Credit Union Over the years, the credit union grew. An office was opened and employees were eventually hired. The name underwent a few changes, of course staff has changed, and we’ve moved to a bigger space, but we’re still the same. We take pride in being able to serve not only teachers and school administrators.
  • Federal Employees of Chippewa County Credit Union
  • 119 East Water Street, Unit 1, Sault Sainte Marie, MI, 49783
  • Federal Employees of Chippewa County Credit Union is dedicated to service the financial and economic well-being of our members, while giving constant consideration to their present and future needs, while striving to exceed their expectations. We are a small Credit Union located inside the beautiful Army Corps of Engineers Building on Water Street
  • Soo Co-op Credit Union
  • 4489 I-75 Business Spur, Sault Sainte Marie, MI, 49783
  • Established in 1958, Soo Co-op Credit Union is a not-for profit Financial Cooperative serving over 23, 000 members in the Eastern Upper Peninsula. With a passion for continuous improvement, our focus is to provide personalized service and a complete range of financial services designed to meet the individual needs of our members
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  • 2701 Interstate 75 Business Spur Sault, Sault Sainte Marie, MI, 49783
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  • Central Savings Bank
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  • Central Savings Bank has 9 locations with over 60 employees and more than $400 million in assets. The Bank is very involved in the communities it serves with organizations like United Way of the EUP, War Memorial Hospital’s Road to Recovery, Relay For Life of the EUP, the schools near its branches and many other local causes annually.
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  • For over a century, we have remained committed to helping the people and businesses of the West Shore community improve their financial well-being. As a local business, we employ over 100 people at nine full-service banking offices in Mason, Oceana, Manistee, Benzie and Grand Traverse counties. All of our employees live.
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  • 1400 Buford Hwy, Suite J3, Buford, GA, 30518
  • At Real Estate Financial Services. We are a full-service mortgage company based in Sugar Hill, Georgia. We specialize in FHA and VA Mortgages for First Time Home Buyers in Sugar Hill. We also serve the surrounding cities in Gwinnett County. Whether you are buying a home or refinancing in any of these zip codes: 30518, 30005, 30024
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  • 1819-A Buford Highway, Buford, GA, 30518
  • Buford Finance has grown to be a major consumer lender in Georgia since 1986. We make consumer loans from $300 to $5, 000. Since 1986, our mission is to serve the financial needs of our community. It is our effort to provide financing options for individuals and small business owners.
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  • 613 Towne Park Dr W, Suite 104, Rincon, GA, 31326
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