FHA Vs. USDA loan program for Easttown, Chester County, Pennsylvania

In the year 2026, the USDA loan cap in Easttown, within Chester county of PA, is $381,800. Conversely, the FHA limit for a single-family home is $529,000.

Take advantage of the Lendersa® USDA loan calculator to compare the top USDA and FHA rates available today, assess the necessary income, credit score, reserves, and required documents to qualify. Use our advanced mortgage calculator to view USDA, FHA, Conforming, and VA options side by side, enabling you to decide which program in aligns best with your financial needs.

USDA and FHA Loan Choices in Easttown, PA

The mission of Lendersa® is to efficiently connect you with the ideal USDA or FHA loan, without hassle. Choose one of three pathways to match with lenders and USDA loan offerings.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan, commonly known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and is only available in rural areas. Unlike FHA loans that require a down payment of at least 3.5%, USDA mortgages require no down payment.

Get top 10
USDA LENDERS
customized to yout needes

(610) 352-2000 Lender's profile and map Reviews Forge Federal Credit Union 1402 Bywood Avenue, Upper Darby, PA, 19082 At Forge Credit Union, we understand everyone has different financial needs. That's why we offer a wide variety of miscellaneous services to help meet those needs. When you become a member of Forge Credit Union, you are joining the family of thousands that depend on us for excellent member service.
(610) 280-3335 Lender's profile and map Reviews 1st Trust Financial LLC 604 French Creek Lane, Chester Springs, PA, 19425 1st Trust Financial is designated to helping people to get the best home financing options available & the most aggressive rates without the exorbitant fees that other banks & lenders are charging. We started cleaning up the mortgage industry one customer at a time by giving them state of the art service and operating in an HONEST & ETHICAL manor.
(610) 941-2604 Lender's profile and map Reviews Local 1776 Federal Credit Union 3031 Walton Road, Building A, Suite 310, Plymouth Meeting, PA, 19462 The mission of the United Food and Commercial Workers Local 1776 Federal Credit Union is to provide financial services and assistance for the members of the credit union in a friendly personal manner To assist the members of this Credit Union with all financial and borrowing needs at the lowest possible cost.
(610) 834-8700 Lender's profile and map Reviews Philadelphia Mortgage Advisors, Inc. 600 W. Germantown Pike, Suite 270, Plymouth Meeting, PA, 19462 Philadelphia Mortgage Advisors is an independent mortgage lender licensed in Pennsylvania, New Jersey, Delaware, Florida, Maryland and Virginia. At Philadelphia Mortgage Advisors we believe – and recent history has shown - that in the banking and mortgage industry, bigger is not always better. We are a group of mortgage professionals
(484) 778-4418 Lender's profile and map Reviews The Manzi Mortgage Group 5 Christy Dr, Suite 203, West Chester, PA, 19382 The Manzi Mortgage Group is your premier mortgage team located in West Chester, Pennsylvania. Headed by Gerry Manzi, we pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the mortgage in PA, NJ and DE area.
(484) 319-1949 Lender's profile and map Reviews Vincent R Liott Inc 1246 West Chester Pike, Suite 316, West Chester, PA, 19382 Vincent R. Liott, Inc. is a family owned and operated, full-service residential and commercial mortgage brokerage in business since 1998 and located in West Chester, PA. Vincent has been in the mortgage banking industry for the last 39 years. In 1975, Vincent started his career working at the largest national mortgage lender
(610) 436-0689 Lender's profile and map Reviews Professional Mortgage Consultants 401 Darlington Drive West, West Chester, PA, 19382 Professional Mortgage Consultants (PMC) was established January 1, 1991 by Laurence E. Ostrom, who is the sole proprietor of the firm. PMC is a Pennsylvania licensed, residential Mortgage Broker, primarily servicing the southeastern region of Pennsylvania including, but not limited to Chester, Delaware, Montgomery, Bucks, Berks
(610) 430-6852 Lender's profile and map Reviews CM Mortgage Services Inc 1240 West Chester Pike, Suite 212, West Chester, PA, 19382 The CM Mortgage Services Inc. team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(610) 590-4825 Lender's profile and map Reviews THE RATE KINGS MORTGAGE LLC 1101 Carroll Hill Dr, West Chester, PA, 19382 The Rate Kings Mortgage LLC was started in 2009. We are a full service, licensed mortgage broker located in Pennsylvania offering competitive rates and fees. We have partnerships with a number of reputable lenders that allow us to offer a multitude of programs to meet your needs. Our service will not be beaten.
(610) 344-2910 Lender's profile and map Reviews Brandywine Capital Advisors, LLC 100 South Church Street, West Chester, PA, 19382 Brandywine Capital is an experienced full service equipment lease and finance provider. We are driven by an entrepreneurial vision of resources, solutions and integrity. We have long standing relationships with financial institutions and customers for which we provide customized solutions and exceptional service.
(610) 497-1800 Lender's profile and map Reviews Iron Workers Savings Bank 3333 Concord Road, Aston, PA, 19014 Iron Workers Bank understands the importance of loyalty in maintaining local business and local clients. Founded in 1879 in Chester, PA, Iron Workers Bank was the original peoples' bank. Named after the local artisans' that built the iron-clad ships in the local ship yard, the name is derived from the people it served in the early days.
(610) 485-2960 Lender's profile and map Reviews Sun East Federal Credit Union 4500 Pennell Road, Aston, PA, 19014 "Sun East Federal Credit Union is a cooperative financial institution, owned and operated by its members. We’re committed to serving your financial needs and exceeding your expectations. We’re proud to serve approximately 52, 000 members and more than 1, 000 select employer groups with more than $744 million in assets."