USDA Loan Vs. FHA loan for Berwyn, PA [Chester County Rates 2023]

In 2025, USDA loan limit in Berwyn, county of Chester, PA is $381,800 while FHA limit is $529,000 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Berwyn, PA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Pennsylvania?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(216) 741-9430 341 miles Lender's profile and map Reviews Steel Valley Federal Credit Union 3840 Pearl Road, Cleveland, OH, 44109 The Steel Valley Federal Credit Union, a not for profit financial cooperative, is organized and managed to provide a safe, economical, and convenient financial institution for our membership. To promote thrift and through competitive dividends for savings, and provide economical loans with competitive interest rates.
(800) 705-4308 341 miles Lender's profile and map Reviews Secure Lending Incorporated 707 Brookpark Rd, Suite 201, Cleveland, OH, 44109 Secure Lending Incorporated’s mission is to serve our clients with honesty, integrity and competence. Our goal is to provide home loans to our clients while also providing them with some of the lowest interest rates and closing costs available. Furthermore, we pledge to help our clients overcome roadblocks that can arise while securing a loan.
(919) 839-5472 341 miles Lender's profile and map Reviews State Employees’ Credit Union 1000 Wade Ave, Raleigh, NC, 27605 A not-for-profit financial cooperative owned by its members, State Employees' Credit Union (SECU) has been providing employees of the state of North Carolina and their families with consumer financial services for 84 years. The Credit Union also offers a diversified line of financial advisory services including retirement and education planning.
(919) 390-1775 341 miles Lender's profile and map Reviews Triangle Mortgage 111 Brooks Ave, Raleigh, NC, 27607 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(216) 263-7034 341 miles Lender's profile and map Reviews NoteWorthy Federal Credit Union 1900 Superior Avenue E, Suite 126, Cleveland, OH, 44114 We are the arts community’s credit union, offering products designed to meet the unique professional and personal needs of the art & music community. Our services range from competitive checking and savings accounts to low-interest credit cards, creative arts project loans and our specialty: musical instrument loans.
(216) 664-2217 341 miles Lender's profile and map Reviews Greater Cleveland Community Credit Union 601 Lakeside Avenue, Room 3, Cleveland, OH, 44114 The Greater Cleveland Community Credit Union began on November 26, 1937, with 39 owner-members, as the Civil Service Employees Association Credit Union, which served the financial needs of City of Cleveland employees. We aim to propel our membership toward financial empowerment and growth by providing an array of individualized financial products.
(216) 861-3535 341 miles Lender's profile and map Reviews Cleveland Police Credit Union 2301 Payne Avenue, Cleveland, OH, 44114 The Cleveland Police Credit Union was organized in October, 1938, when seven policemen were granted a charter by the State of Ohio and worked out of a "cubby-hole" office at the old Central Station on 21st and Payne Avenue. Cleveland Police Credit Union is committed to providing the highest level of customer service and satisfaction possible.
(216) 689-8481 341 miles Lender's profile and map Reviews KeyBank 127 Public Square, Cleveland, OH, 44114 At KeyBank we’ve made a promise to our clients that they will always have a champion in us. To deliver on our promise, we’re committed to building a team of engaged employees who do the right thing for our clients and shareholders, and help them achieve financial wellness each and every day.
(216) 592-2332 341 miles Lender's profile and map Reviews Growth Capital 1360 East Ninth Street, Suite 950, Cleveland, OH, 44114 Since 1982, we have provided more than $550 million in financial assistance to businesses as part of our overall mission to foster economic growth & job creation in Ohio. Also, for the past 11 years, we have been the number one SBA 504 lender in the State of Ohio. Growth Capital has a team of experienced economic development finance professionals.
(866) 420-2966 341 miles Lender's profile and map Reviews Bellwether Enterprise 1375 E. 9th Street, Cleveland, OH, 44114 Bellwether Enterprise is one of the fastest-growing commercial & multifamily mortgage banking companies in the country. We are large in scope, yet focused in approach. With offices across the country, we offer an unwavering commitment to regional expertise. Most of our loan producers have 25 plus years of experience.
(330) 669-2117 341 miles Lender's profile and map Reviews Wayne County Community Federal Credit Union 311 Kaufman Drive, Smithville, OH, 44677 Wayne County Community Federal Credit Union was officially organized on June 7, 1966 as the Wayne County School Employees Federal Credit Union. Seven very foresighted school employees (Sam Yelic, Charles Deane, Wayne Kornhaus, Neal Retherford, Fred Kloha, Russell Knight and Kenneth Barton) met on that June date