USDA and FHA Pro and Con in Clarion, Clarion County, PA

In 2026, the USDA loan limit for Clarion in Clarion county, PA stands at $336,500, while the FHA maximum for single-family homes is $472,030.

Use the Lendersa® USDA loan calculator to evaluate current leading rates between USDA and FHA options. This helps determine necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can observe USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best program in for your financial scenario.

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2026 Loan Limits and Down Payment Requirements in Clarion, County of Clarion, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Clarion, PA

The objective of Lendersa® is to quickly connect you with the best USDA or FHA loan without complications. Choose one of three starting points that result in matching with lenders and exploration of USDA loan programs.

Lendersa USDA loan request and matching results

An Overview of USDA Loans in PA

Also known as a USDA rural development loan or USDA mortgage, a USDA home loan is backed by the government Department of Agriculture and is exclusively available in rural areas. Unlike FHA loans that demand a minimum 3.5% down payment, USDA loans eliminate the need for any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Clarion Lenders

  • Clarion County Community Bank
  • 333 Main Street, Clarion, PA, 16214
  • Lends in Pennsylvania
  • Clarion County Community Bank Provides Banks, Loans, Mortgage, Online Banking, Personal Banking, Business Banking, Mobile Banking to the Clarion, PA Area. Clarion County Community Bank is committed to ensure the safety of your financial information. We would like to remind you that e-mail messages are not secure.

  • KGC Federal Credit Union
  • 778 Beatty Avenue, Knox, PA, 16232
  • Lends in Pennsylvania
  • KGC Federal Credit Union is a member-owned, non-profit financial institution dedicated exclusively to serving the needs of our members. Because we are a non-profit organization, we strive to provide higher yields on savings and lower rates on loans. Decisions are made by our Board of Directors, elected by our membership.

  • First United National Bank
  • 19535 Route 208, Fryburg, PA, 16326
  • Lends in Pennsylvania
  • First United National Bank was founded in August 1909 and is based in Fryburg, Pennsylvania. The bank operates as a subsidiary of Fryburg Banking Company, Inc.. According to the Federal Deposit Insurance Corporation records and based on the institution's charter type, First United National Bank is classified as a commercial bank, national charter

  • The Farmers National Bank of Emlenton
  • 612 Main Street, Emlenton, PA, 16373
  • Lends in Pennsylvania
  • When we opened our doors in 1900, we did so with the aim of being a bank committed to the community in which we served and lived. Since then we have grown from one small office in Emlenton, Pennsylvania, to 20 community offices located in ten counties across western Pennsylvania and West Virginia.

  • S&T BANK
  • 456 Main St, Brockway, PA, 15824
  • Lends in Pennsylvania
  • S&T Bank was founded in 1902 as Savings and Trust Company of Indiana with a single location in Indiana, Pa. S&T provides a full range of financial services to families and businesses throughout Pennsylvania, Ohio, and New York.

    Our mission is to build relationships with our customers based on mutual confidence, trust, and performance.

  • Galaxy Federal Credit Union
  • 1313 Liberty Street, Franklin, PA, 16323
  • Lends in Pennsylvania
  • Galaxy Federal Credit Union is a community credit union offering a full range of financial services to anyone that lives, works, worships, volunteers, or attends school in Venango County AND all of their immediate family members. Galaxy will provide the best financial services and products at competitive rates in a safe.

  • NexTier Bank, National Association
  • 105 Burton Drive, Kittanning, PA, 16201
  • Lends in Pennsylvania
  • NexTier Bank is more than just a bank – we’re a total community bank. We have always been dedicated to building long-term relationships and providing high-quality financial services to our Customers, creating meaningful opportunities for our Employees, and giving back to our Communities.

  • Moonlight Credit Union
  • 101 Deer Park Road, Worthington, PA, 16262
  • Lends in Pennsylvania
  • Moonlight Credit Union has been open since 1947. The credit union has assets totaling $42.92 Million and provides banking services to more than 4, 000 members as of March 2022.

    The credit union is a member-owned financial cooperative providing banking services including savings, loans.

  • Priority First Federal Credit Union
  • 364 Midway Drive, Du Bois, PA, 15801
  • Lends in Pennsylvania
  • Priority First Federal Credit Union has its roots in the Brockway community, where it originated in 1969 as the Credit Union for employees of Brockway Glass, later known as Owens-Illinois. Throughout the years, Priority First was granted community charters in both Jefferson and Clearfield County, opening membership eligibility to all who live