USDA Vs. FHA Pro and Con comparison in Clarion, Clarion County, PA

In 2025, the USDA loan limit for Clarion in Clarion county, PA stands at $336,500, while the FHA maximum for single-family homes is $472,030.

Use the Lendersa® USDA loan calculator to evaluate current leading rates between USDA and FHA options. This helps determine necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can observe USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best program in for your financial scenario.

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2025 Loan Limits and Down Payment Requirements in Clarion, County of Clarion, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Clarion, PA

The objective of Lendersa® is to quickly connect you with the best USDA or FHA loan without complications. Choose one of three starting points that result in matching with lenders and exploration of USDA loan programs.

Lendersa USDA loan request and matching results

An Overview of USDA Loans in PA

Also known as a USDA rural development loan or USDA mortgage, a USDA home loan is backed by the government Department of Agriculture and is exclusively available in rural areas. Unlike FHA loans that demand a minimum 3.5% down payment, USDA loans eliminate the need for any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Guaranty Bank and Trust Company LA
  • 175 New Roads Street, New Roads, LA, 70760
  • Guaranty Bank and Trust Company is a professional team of friendly, experienced and dedicated employees committed to providing the best personalized financial services and community leadership to the people of the parishes we serve. We provide value to our shareholders, customers, employees, and communities by exceeding expectations.
  • First National Bank & Trust Company of McAlester
  • 235 E. Choctaw, McAlester, OK, 74501
  • First National Bank & Trust Co., of McAlester, OK, was established in 1896 and has consistently met the financial needs of the citizens of McAlester, Pittsburg County. At FNB, we offer a wide variety of loans, deposit and financial services in order to meet the needs of consumers, small businesses, agricultural, retail and commercial customers.
  • Mississippi River Bank
  • 8435 Hwy 23, Belle Chasse, LA, 70037
  • We offer a full range of commercial lending services. Loan officers are experienced in lending for all types of customer needs. The parishes of Plaquemines, Orleans, and Jefferson have been served for years by Mississippi River Bank lending personnel. Through our correspondent relationships we have the ability to be as big as you need
  • Bank of Doniphan Doniphan
  • 118-120 W. Plum Street, Doniphan, NE, 68832
  • Bank of Doniphan is located directly in the heart of Central Nebraska, founded in 1965 on the principal that treating people right simply never goes out of style. We firmly believe that by placing our customer’s interest first, we contribute to the financial success of our customers and in turn the communities we serve.
  • MSC Mortgage, LLC
  • 110 Nokomis Ave. N., Venice, FL, 34285
  • At MSC Mortgage, we partner with Michael Saunders & Company to provide a full range of real estate services along with home financing options. Let us find the best possible loan for your next home purchase or refinance. Our goal is to provide our valued customers with great rates, fast closings and outstanding customer service.
  • Gulfside Mortgage Services
  • 1062 East Venice Avenue, Venice, FL, 34285
  • Gulfside Mortgage Services in April of 2003. Our team has over 104 years combined experience in the mortgage industry. That is why we are the leaders of what we do. We are dedicated to our community and give back to it as much as possible. Gulfside Mortgage Services is your best source for the lowest-rate financing on the market.
  • McPherson Co-op Credit Union
  • 1999 South Main Street, McPherson, KS, 67460
  • McPherson Co-Op Credit Union has been a member-owned, not-for-profit financial institution. We have come a long way since the card table in the basement! The mission of MCCU is following the credit union philosophy of “People Helping People” by providing quality financial services to our members.
  • American Thrift & Finance Plan llc
  • 5235 Florida Blvd, Suite G, Baton Rouge, LA, 70806
  • American Thrift & Finance Plan Inc provides consumer finance services. The Company provides loan to consumers and financial planning services. Since 1953, American Thrift and State-Farm Acceptance have been proudly meeting the lending needs of New Orleans, Baton Rouge, Northshore and the River Region.
  • Bayou Federal Credit Union
  • 5880 Florida Boulevard, Baton Rouge, LA, 70806
  • Bayou Federal Credit Union has been open since 1954. The credit union has assets totaling $81.18 Million and provides banking services to more than 8, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups.
  • Preferred Credit Inc.
  • 4415 North Blvd, Baton Rouge, LA, 70806
  • Preferred Credit Inc. prides itself on the knowledge and professionalism that we provide when assisting you. Our main goal is to say yes when you apply for a loan. We want to make our process as easy for you as possible. You can stop by when it is convenient for you or you can give us a call and we can do the application over the phone.
  • Crown Financial Services inc
  • 5235 Florida Blvd, Suite H, Baton Rouge, LA, 70806
  • For over 35 years, Crown Financial has served the local community with pride. We accredit our success to the highest level of customer service and lasting customer relationships. Please explore our site to discover more about what we have to offer, and allow our experienced professional staff to assist you with all of your financial needs.
  • LH Lending
  • 7171 Florida Boulevard, Baton Rouge, LA, 70806
  • LH Lending LLC holds itself to extremely high standards of integrity, professionalism and customer service. The purchase of a new home is an important decision, and LH Lending LLC is committed to making the financing of your new home straightforward and comfortable. We also take pride in making sure refinance transactions