USDA and FHA Pro and Con in Oil-City, Venango County, PA
As of 2025, the USDA loan limit in Oil-City, Venango County, PA, is set at $285,000, while the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to compare today's leading USDA versus FHA rates, and determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, helping you decide which program in is best suited to your financial needs.
2025 Loan Limits and Down Payment Requirements in Oil-City, Venango, PA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA & FHA Loan Options in Oil-City, PA
The mission of Lendersa® is to swiftly secure the best USDA or FHA loan for you without hassle. Select from three paths to match with lenders and find appropriate USDA loan programs.
The USDA home loan, supported by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is available only in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment at all.
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30 Isabella Street, Suite 100, Pittsburgh, PA, 15212
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