USDA and FHA Pro and Con in Oil-City, Venango County, PA

As of 2025, the USDA loan limit in Oil-City, Venango County, PA, is set at $285,000, while the FHA limit for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to compare today's leading USDA versus FHA rates, and determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, helping you decide which program in is best suited to your financial needs.

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2025 Loan Limits and Down Payment Requirements in Oil-City, Venango, PA

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA & FHA Loan Options in Oil-City, PA

The mission of Lendersa® is to swiftly secure the best USDA or FHA loan for you without hassle. Select from three paths to match with lenders and find appropriate USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

The USDA home loan, supported by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is available only in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • PREMIER MORTGAGE CONSULTANTS LLC
  • 3134 Lillian Avenue, Murrysville, PA, 15668
  • Premier Mortgage Consultants, LLC, is a Licensed Pennsylvania Mortgage Broker focused on residential mortgage financing. Dave is devoted to building strong relationships with his customers by keeping them informed about their loans. His number one goal is customer satisfaction which he achieves by upholding the highest levels of knowledge
  • Friendly Federal Credit Union
  • 2000 Main Street, Aliquippa, PA, 15001
  • At Friendly Federal Credit Union, we are improving the accessibility and usability of our website for our members and potential members. Our efforts are based on the the standards for Web Content Accessibility Guidelines 2.0. It is our policy to ensure that persons with disabilities have full
  • A&S Federal Credit Union
  • 2283 Broadhead Road, Aliquippa, PA, 15001
  • The A & S Federal Credit Union was established in March of 1940 by a handful of individuals who foresaw the need for a financial institution to serve people of ordinary means. The credit union, formerly know as the A & S RR Employees Federal Credit Union, was formed with money deposited by people who worked on the Aliquippa & Southern Railroad.
  • The East End Food Co-op Federal Credit Union
  • 7516 Meade Street, Pittsburgh, PA, 15208
  • The East End Food Co-op Federal Credit Union is a member-owned and democratically-governed non-profit financial cooperative. Together, we strive to provide equitable access to fair and transparent banking and credit. We are committed to safe, sound and sustainable banking that responds to the needs of the community, nurtures financial growth.
  • ALLEGHENY HEALTH SERVICES EMPLOYEES F.C.U
  • 320 East North Avenue, Pittsburgh, PA, 15212
  • The Allegheny Health Services Employees Federal Credit Union was established in 1973. Originally formed to serve the employees and families of Allegheny General Hospital, the credit union expanded to include other organizations such as, Family Services of Western Pennsylvania, Milestone, Inc
  • Alcoa Pittsburgh Federal Credit Union
  • 30 Isabella Street, Suite 100, Pittsburgh, PA, 15212
  • Alcoa Pittsburgh FCU is a member owned not-for-profit financial cooperative. Unlike other financial institutions that need to generate profit to satisfy stockholders, we judge our success based on member satisfaction. Accordingly, we return earnings to our members through competitive dividend rates.
  • SSB Bank
  • 2470 California Avenue, Pittsburgh, PA, 15212
  • SSB has been Pittsburgh's choice for local personal and business banking since 1922. SSB Bank is excited to serve Pittsburgh’s McCandless and North Side communities. Please stop in or call our friendly staff members to find out how you can benefit and save money as part of the SSB Bank family.
  • S.U.N.Y. Fredonia Federal Credit Union
  • 280 Central Avenue, Fredonia, NY, 14063
  • SUNY Fredonia Federal Credit Union has been open since 1974. The credit union has assets totaling $45.16 Million and provides banking services to more than 3, 000 members. The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member groups
  • Forest Hills Mortgage
  • 5825 Darlington Rd, Pittsburgh, PA, 15221
  • Founded in 2020, but working and learning the mortgage industry since 2003, the key to success has been a combination of consistently offering the best products, pricing, and above all providing outstanding customer service. We take pride in treating our clients with honesty and integrity.
  • Priority Financial Services Inc
  • 2140 Ardmore Boulevard, Pittsburgh, PA, 15221
  • Priority Financial Services was incorporated in 2000 in Pittsburgh. The company is a mortgage brokerage firm involved in the origination of mortgages for residential, commercial and investment properties. The company is licensed by the Pennsylvania Department of Banking. All loan originators have passed the mortgage originator exam.
  • Lend Financial Mortgage LLC
  • 808 Walnut Street, Pittsburgh, PA, 15221
  • We provide customers with the best rates and have the process to purchase or refinance a home effortless. We are a full service mortgage broker. We are currently licensed in Pennsylvania and Georgia. We know one thing which is mortgages. That is what we specialize in and we go above and beyond for you. Call us now for a no obligation quote.
  • Standard Bank
  • 2640 Monroeville Blvd, Monroeville, PA, 15146
  • Standard Bank is a full-service community bank with 17 offices dedicated to serving consumers, businesses and local communities throughout western Pennsylvania and the Cumberland area in Maryland. Our focus is to quickly identify and solve the unique problems facing customers every day through a full range of deposit, loan, cash management.