USDA Loan Vs. FHA loan for Oil-City, PA [Venango County ]

As of 2026, the USDA loan limit in Oil-City, Venango County, PA, is set at $285,000, while the FHA limit for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to compare today's leading USDA versus FHA rates, and determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, helping you decide which program in is best suited to your financial needs.

USDA & FHA Loan Options in Oil-City, PA

The mission of Lendersa® is to swiftly secure the best USDA or FHA loan for you without hassle. Select from three paths to match with lenders and find appropriate USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

The USDA home loan, supported by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is available only in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment at all.

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(720) 224-8404 Lender's profile and map Reviews Bennett Mortgage Group 1321 Basalt Ridge Loop, Castle Rock, CO, 80108 At Bennett Mortgage Group, our mission is to serve our customers with honesty, integrity, and proficiency. Our goal is to provide home loans to our clients with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
3039072389 Lender's profile and map Reviews JD Rowe Financial 501 S Cherry St, Suite 1100, Denver City, CO, 80246 Located in Denver, CO our team of commercial financing specialists. With a network of vetted lenders, we work to assure you have the information to make the right financing choices. Our team has over 36 years of experience in the banking and private lending industry – an experience we bring to bear on your behalf.
(303) 478-2300 Lender's profile and map Reviews Palmer Lending 600 S Cherry St, Suite 1108, Denver, CO, 80246 We are your trusted and experienced mortgage advisers, we strive in helping you for years to come! We are unlike other mortgage companies, we focus on empowering our clients with competitive rates and monitoring the market for movements that would benefit you! That is the reason why we should be your number one choice when it comes
(720) 420-1040 Lender's profile and map Reviews Unified Mortgage Corporation 950 S Cherry St, Suite 916, Denver, CO, 80246 Colorado's residential and commercial lending experts for both the QM/non-QM market. Unified Mortgage Corporation offers: easy, hassle-free, digital mortgages. access to lower wholesale rates, and closing in 20 days or less. Our licensed and multi-lingual staff make mortgages easy.
(303) 918-2887 Lender's profile and map Reviews GR Financial 650 South Cherry Street, Suite 1400, Denver, CO, 80246 GR Financial is a mortgage company founded in 2007. Colorado native, Gary A Romero has been in the industry for over 20 years and has helped thousands of customers either purchase new homes or refinance existing homes. The majority of Gary and his staff’s new clients are earned as referrals
(303) 949-7000 Lender's profile and map Reviews LendingCorpcom Inc 4340 East Kentucky Avenue, Suite 439, Glendale, CO, 80246 "We compare wholesale mortgage rates to obtain the best Colorado loan for you. Mortgage costs can vary by thousands of dollars for the same loan product. We make it easy to find the right mortgage since 1999. Please request a quote if you are shopping for a Colorado mortgage. Our process is fast and paperless!"
(720) 768-6384 Lender's profile and map Reviews Industry Home Mortgage 720 S. Colorado Blvd. Penthouse N, Glendale, CO, 80246 At Industry Home Mortgage, we do things differently. Our focus is on YOU—our customer! We take the time to learn about your unique situation and your short and long-term financial goals. We listen to your needs, educate you on options and then find the right loan that makes sense for you.
(800) 609-8704 Lender's profile and map Reviews Broadmark Realty Capital Inc. 501 S Cherry St, Suite 1100, Denver, CO, 80246 Broadmark Realty Capital Inc offers short-term, first deed of trust loans secured by real estate to fund the acquisition, renovation, rehabilitation or development of residential or commercial properties. Broadmark Realty Capital manages and services its loan portfolio across a variety of market conditions and economic cycles.
(970) 399-9930 Lender's profile and map Reviews Someday Mortgage 4702 Sunlight Lane, Broomfield, CO, 80023 Someday Mortgage takes a modern approach to serving our borrowers best interests! We offer free side-by-side consultations comparing a variety of options to ensure we find the best rates and terms for the next phase of your life. We offer industry leading mortgage services where we actively seek to beat, or at least match, competing rates!
(303) 410-0400 Lender's profile and map Reviews Team Lassen 13606 Xavier Lane, Suite E, Broomfield, CO, 80023 Team Lassen was started by Sarah Lassen, Charles Souza, and Tim Moore and has been in the business of offering professional real estate services since 1999. Since the company’s inception, Sarah, Charlie, Tim, and the rest of the growing Team have worked together from the common values of integrity, reliability, honesty, and commitment.
(720) 947-7712 Lender's profile and map Reviews Vectra Bank 2000 South Colorado Blvd, Suite 2-1200, Denver, CO, 80222 At Vectra Bank, we practice “proactive relationship banking.” Which means we get to know our clients well, and we use that knowledge to vigorously discover opportunities to grow their business. We’re passionate about helping clients who are passionate about their business, and our expert bankers serve them in 35 bank locations
(303) 573-1200 Lender's profile and map Reviews Stone Creek Mortgage LLC 1660 South Albion Street, Suite 723, Denver, CO, 80222 We are a Denver based, independent mortgage brokerage firm. We work with many wholesale lenders so we can do the shopping for you. We help you take advantage of the most competitive rates when they are available. You can expect very personal service, great communication and a small staff with decades of mortgage experience.We owe our success.