USDA and FHA Pro and Con in Brookville, Jefferson County, PA

In 2025, the USDA loan limit in Brookville, situated in Jefferson County, PA, is set at $336,500. Meanwhile, the FHA loan limit for a single-family home in the area stands at $472,030. These figures are vital for individuals planning their pathway to homeownership, as they define the maximum funding available under these federal programs.

Leverage the Lendersa® USDA loan calculator to compare the leading rates available today for USDA versus FHA loans. This tool aids in determining the necessary income, credit score, reserves, and documentation required to qualify for these loans. Equipped with our advanced mortgage calculator, you can assess USDA, FHA, Conforming, and VA loan options side by side, helping you pick the most advantageous program for your financial scenario in . This side-by-side analysis provides clarity and confidence in your financial decisions.

Explore and compare 100 lender offers to discover the best terms available to you.

Comprehensive 2025 Loan Limits and Down Payment Needs in Brookville, Jefferson County, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Opportunities in Brookville, PA

Lendersa® is dedicated to ensuring you find the best USDA or FHA loan expediently and with ease. Opt for one of three pathways designed to match you with lenders and USDA loan programs that align perfectly with your financial goals. This approach ensures a tailored and efficient loan process.

  1. Submit your comprehensive USDA/FHA loan optimization request to facilitate an optimal application process.
  2. Analyze USDA and FHA rates & terms comprehensively to equip yourself before making decisions.
  3. Peruse the exhaustive database of USDA loan lenders to expand your financing options.
Lendersa USDA loan request and matching results

Understanding the USDA Loan in PA

A USDA home loan, guaranteed by the U.S. Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, exclusively serves rural areas. Unlike FHA loans that demand a minimum 3.5% down payment, USDA loans require no down payment, making them a highly attractive option for eligible rural property buyers looking for mortgage solutions without upfront costs.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Prime Rate Mortgage, LLC
  • 1247 Waukegan Rd, Suite 200, Glenview, IL, 60025
  • We offer the assistance you need to help in all of your mortgage endeavors. Whether you are consolidating your debt, refinancing your home, or buying your first house, we have the expertise to make it a fast, easy, and enjoyable process. Our website offers a variety of online application options.
  • Ecusta Credit Union
  • 2074 Asheville Highway, Brevard, NC, 28712
  • Ecusta Credit Union was founded in 1976 in order to provide the Olin Corporation employees with a safe, convenient place to save as well as borrow – a financial institution dedicated to their best interest. After several name changes, we are now known as Ecusta Credit Union, we offer our services to everyone who lives, works, worships
  • Carolina Financial Group
  • 100 Elks Club Rd, Brevard, NC, 28712
  • Bruce Roberts (CEO of Carofin and Carolina Financial Securities—Carofin’s parent company), and Peter Milhaupt (Chairman of Carolina Financial Securities). Their paths had crossed many times, both in finance and as friends, when in 1995 they became business partners in the formation of the Carolina Financial Securities (CFS).
  • FNBC Bank & Trust
  • 620 West Burlington Street, La Grange, IL, 60525
  • FNBC Bank & Trust is a community bank with long standing connections to the communities which we serve. With over $500 million in assets, our banking offices provide a full range of personal and commercial deposit, loan, and trust services. FNBC offers a complete array of financial services with solutions for all financial needs in one place.
  • Countryside Bank
  • 6734 Joliet Road, Countryside, IL, 60525
  • Countryside Bank is part of Wintrust, a financial holding company based in Rosemont, Illinois, with more than $36 billion in assets. Through our multiple companies and divisions, we provide traditional community banking and commercial banking services, wealth management solutions, commercial and life insurance premium financing, mortgage originatio
  • Midwest Coalition of Labor Credit Union
  • 6240 Joliet Rd, Countryside, IL, 60525
  • The Midwest Coalition of Labor Credit Union (MCLCU) is a member-owned, not for profit financial organization dedicated to providing a full range of financial services. Our Mission is to ensure the long-term stability, managed growth, and the members'​ continued trust and loyalty in our credit union.
  • Lending Leaf Co
  • 9908 West 55th Street, Countryside, IL, 60525
  • Lending Leaf Co. is a Mortgage Broker who provides a variety of mortgage products to assist you with finding solutions to all of your mortgage needs. Our company works with Certified Underwriters which allows issuing a decision on your application quickly. We maintain a dedicated professional sales and operations staff.
  • Maternity BVM CU
  • 299 East Marsile Street, Bourbonnais, IL, 60914
  • In March 1957, James M. Burns opened Maternity BVM Credit Union in the basement of the church rectory. The Credit Union was only open after the Masses on Sunday. In December 1973, the Credit Union moved to 299 E. Marsile Street, where it remains at this time. The Credit Union bought the original Senesac Home built in 1900