USDA Vs. FHA Pro and Con comparison in Collegeville, Montgomery County, PA
In 2025, the USDA loan cap in Collegeville, part of Montgomery county, PA, is established at $381,800. In contrast, for a single-family home, the FHA limit is $529,000.
Utilize the Lendersa® USDA loan calculator to explore today's leading USDA vs. FHA rates. Identify the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator facilitates side-by-side comparisons of USDA, FHA, Conforming, and VA options, aiding you to choose the most favorable program for your financial situation in .
Loan Limits and Down Payment Requirements for 2025 in Collegeville, Montgomery, PA
Loan Type
Loan Limit
Down Payment
USDA
$381,800
0%
FHA
$529,000
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Alternatives in Collegeville, PA
The purpose of Lendersa® is to connect you with the optimal USDA or FHA loan swiftly and effortlessly. Select from three starting paths to find matching lenders and discover USDA loan programs tailored to your needs.
A USDA home loan, supported by the U.S. Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is available solely in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment at all, making them an attractive option for eligible borrowers.
LoanPro365 is dedicated to you and our realtors to provide quick closings and problem resolution. We are closing over 98% of all loans that we pre-approve. We’ve been around for over 15 years with experience with first time home buyers to seasoned investors. Our job is simple, close the deal with the best terms possible, as fast as possible.
EMB Lenders has expanded across the United States establishing itself as one of the fastest growing mortgage lenders in the nation. With our headquarters based out of Davie, FL, we have since opened up local community branches throughout the country, from Florida, Kentucky, and beyond. Achieving
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In 2008 when the mortgage industry first started to crash, we just had our third child. Soon after he was born, we discovered he had no immune system. Initially the doctors thought he had leukemia. We spent a full year going through many tests such as bone marrow biopsies on our few month-old son. It was a very difficult time.
Premier Lending Corp, we understand that buying a home is a big decision.Our goal is to guide you through each step of the process, from application through closing, making you feel at home before you even begin searching for a property. our team of mortgage experts will work hard & passionately to ensure that we understand all your needs and wants
We opened our doors in May 1979 with a purpose and a mission to focus on the banking needs of our community. Over 35 years later, the Community Bank of Raymore still believes in and focuses on local residents. We are committed to meeting financial needs of our clients. Your finances are very personal and we realize that.
R-G Federal Credit Union to operate the Credit Union in accordance with the Federal Credit Union Act, The National Credit Union Administration rules & regulations and other applicable laws and regulations. Accordingly, our primary objective shall be to ensure the safety and soundness of the Credit Union.
Trinity Mortgage USA, Inc, is a product of a combined 50 years of mortgage and real estate experience. Our success is a direct reflection of how we treat all of our clients from beginning to end. We believe that without the one to one personal communication with our clients. Our main goal is to destress the process for our clients.
At Allstate Funding Group, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
