USDA Vs. FHA Pro and Con comparison in Collegeville, Montgomery County, PA
In 2025, the USDA loan cap in Collegeville, part of Montgomery county, PA, is established at $381,800. In contrast, for a single-family home, the FHA limit is $529,000.
Utilize the Lendersa® USDA loan calculator to explore today's leading USDA vs. FHA rates. Identify the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator facilitates side-by-side comparisons of USDA, FHA, Conforming, and VA options, aiding you to choose the most favorable program for your financial situation in .
Loan Limits and Down Payment Requirements for 2025 in Collegeville, Montgomery, PA
Loan Type
Loan Limit
Down Payment
USDA
$381,800
0%
FHA
$529,000
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Alternatives in Collegeville, PA
The purpose of Lendersa® is to connect you with the optimal USDA or FHA loan swiftly and effortlessly. Select from three starting paths to find matching lenders and discover USDA loan programs tailored to your needs.
A USDA home loan, supported by the U.S. Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is available solely in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment at all, making them an attractive option for eligible borrowers.
Global continues to meet member needs by offering innovative products and services, low rates, few fees and excellent service. By monitoring purchasing trends, lifestyle changes and other indicators, we gain an understanding of what our members want from their credit union. We work diligently to deliver the best deposit and loan products.
We've been helping people find private money funding options for over 20 years. Our team is dedicated to you and all of your different real estate needs. Work with a local team of seasoned professionals to help you accomplish your real estate investment goals in Washington. We are happy to offer financing options and loans not found
Spokane Media Federal Credit Union. The original mission of the credit union was to encourage savings and grant members easier access to money for use in emergencies. SMFCU expanded its field of membership in 1973 to include radio, television and newspaper employees. Because we are a federally chartered institution, we adhere to guidelines that ens
Preferred Capital Investors, LLC is a leading nationwide hard money lender dedicated to empowering real estate investors with the essential capital needed to fuel their ventures. We offer up to 100% financing on purchase and rehab loans, ground up construction loans, DSCR's and more
Spokane Firefighters Credit Union was founded by Spokane Firefighters in 1934, during the Great Depression. This was a time when trust in banks was at an all time low and Americans with common interests banded together to form their own financial cooperatives. While many credit unions have expanded their membership fields
SCCU was founded in 1934, it was called City Employees Credit Union of Spokane. It was an occupation-based credit union, like so many credit unions of the time, and all of our members were employed by the City of Spokane. Later, membership was expanded to include Spokane Transit Authority.
At Prime One Mortgage Corp. We are glad you stopped by to check us out. Prime One Mortgage is a full-service Mortgage Broker offering home loans for purchase and refinance transactions in Washington and Idaho. Our company has provided mortgage loan services to thousands of satisfied people since 1997.
1414 W Garland Avenue, Suite 109, Spokane, WA, 99205
We are a full service Mortgage Bank with loan products for Purchase and Refinance of Residential Real Estate. We offer in-house origination, processing, and underwriting to our clients to ensure their expectations are exceeded. Our main markets include Eastern and Central Washington as well as North Idaho down to Lewiston, ID.
