USDA VS FHA in Perkiomen, Montgomery County, PA

In 2025, the USDA loan limit for Perkiomen in the county of Montgomery, PA, is $381,800, while the FHA limit for a single-family home is $529,000.

Utilize the Lendersa® USDA loan calculator to compare today’s top USDA versus FHA rates and determine the necessary income, credit score, reserves, and required documents for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA programs side by side, assisting you in choosing the best option in for your financial needs.

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2025 Loan Limits and Downpayment Requirements in Perkiomen, Montgomery, PA

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Perkiomen, PA

The aim of Lendersa® is to efficiently secure the best USDA or FHA loans for you, free from hassle. Choose one of three pathways to find matching lenders and USDA loan programs.

Lendersa USDA loan inquiry and matching results

Understanding USDA Loans in PA

A USDA home loan, backed by the Department of Agriculture, is also known as a USDA rural development loan. Available only in rural areas, it's distinct from FHA loans, which require a minimum 3.5% down payment, while USDA mortgages require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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