USDA VS FHA in Perkiomen, Montgomery County, PA

In 2025, the USDA loan limit for Perkiomen in the county of Montgomery, PA, is $381,800, while the FHA limit for a single-family home is $529,000.

Utilize the Lendersa® USDA loan calculator to compare today’s top USDA versus FHA rates and determine the necessary income, credit score, reserves, and required documents for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA programs side by side, assisting you in choosing the best option in for your financial needs.

Explore loan offers from 100 lenders

2025 Loan Limits and Downpayment Requirements in Perkiomen, Montgomery, PA

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Perkiomen, PA

The aim of Lendersa® is to efficiently secure the best USDA or FHA loans for you, free from hassle. Choose one of three pathways to find matching lenders and USDA loan programs.

Lendersa USDA loan inquiry and matching results

Understanding USDA Loans in PA

A USDA home loan, backed by the Department of Agriculture, is also known as a USDA rural development loan. Available only in rural areas, it's distinct from FHA loans, which require a minimum 3.5% down payment, while USDA mortgages require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Inland Capital Finance
  • 4097 Trail Creek Road, Riverside, CA, 92505
  • Inland Capital Finance is a Southern California based Wholesale Mortgage Brokerage. At ICF we understand that you are an individual and that every individual is different. Over the years we have had many different clients with varying situations from those with excellent credit scores to those rebuilding their credit scores.
  • YSN Financial Corp
  • 8333 Foothill Boulevard, Suite 202, Rancho Cucamonga, CA, 91730
  • YSN Financial Corporation, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders
  • Devine
  • 9567 Arrow Route, Suite A, Rancho Cucamonga, CA, 91730
  • DEVINE take pride in not being your cliche one size fits all real estate or property management company. Combining our team of experienced real estate experts and professional multimedia designers allows us to offer a powerful marketing strategy designed to effectively attract and engage the modern day real estate consumer market
  • Chris Armen
  • 8439 White Oak Ave, Suite 102, Rancho Cucamonga, CA, 91730
  • Chris Armen Real Estate and Finance We are out of the box game changers, natural born strategists and problem solvers doing it our way since day one. Our brand of Real Estate. Whether its a sale, purchase or refinance, our heart, soul and collective being go into your transaction.
  • Smart Sell Real Estate
  • 9220 Haven Avenue, Suite 108, Rancho Cucamonga, CA, 91730
  • "Our mission is to redefine real estate in the customer's favor. We understand that buying or selling a home is more than just a transaction: it’s a life-changing experience. That’s why our team of highly-seasoned real estate professionals is dedicated to providing exceptional,"
  • Carmel Financial
  • 11010 Arrow Route, Suite 106, Rancho Cucamonga, CA, 91730
  • Carmel Financial Corporation became an emerging leader among lenders in the United States. The company’s unique financing programs have established it as a dominate fixture in the in-home water treatment industry, and made it a growing force in the home improvement products industry.
  • Empire Mortgage
  • 9227 Haven Avenue, Suite 275, Rancho Cucamonga, CA, 91730
  • Empire Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family
  • ML Mortgage Corp
  • 8270 Aspen st, Rancho Cucamonga, CA, 91730
  • At ML Mortgage, we understand that the home mortgage process can be one of the biggest financial decisions of your life, so we have dedicated ourselves to ensuring that the process is as friendly, streamlined, and makes as much financial sense to you as possible. We at ML Mortgage understand that it’s a BIG DEAL.
  • Home Funding Corp.
  • 10718 Civic Center Drive, Rancho Cucamonga, CA, 91730
  • Here at Home Funding Corp. we offer the stability and product selection of a large corporation, with the service of an independent business. In our 20-year history we have never had a layoff. Our turn around time for FHA loans is 16 business days, and our conventional financing typically takes 8-10 business days. Our staff is all in house,
  • New Beginnings Mortgage
  • 9045 Haven Ave. Ste 106, Rancho Cucamonga, CA, 91730
  • New Beginnings Mortgage mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan