USDA Vs. FHA Pro and Con comparison in Skippack, Montgomery County, PA

In 2025, the USDA loan limit for Skippack in Montgomery County, PA is $381,800, while for a single-family home, the FHA limit is $529,000.

Use Lendersa® USDA loan calculator to compare today's top USDA vs FHA rates and determine the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA options side by side, assisting in deciding which program in is best suited to your financial needs.

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2025 Loan Limits and Down Payment Requirements in Skippack, Montgomery, PA

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

USDA & FHA Loan Options in Skippack, PA

The aim of Lendersa® is to quickly secure the best USDA or FHA loan for you, without any hassle. Start by choosing one of three pathways leading to matching lenders and suitable USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan or mortgage, is exclusively available in rural neighborhoods. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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