USDA VS FHA in Ligonier, Westmoreland County, PA

As of 2025, the USDA loan limit in Ligonier, which is part of Westmoreland county, PA, is $336,500, while the FHA maximum for a single-family home is $472,030.

Use Lendersa® USDA loan calculator to compare today's prime USDA versus FHA rates, figuring out the income, credit, reserves, and documents necessary to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, helping determine the best program for your financial scenario in .

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2025 Loan Limits and Down Payment Requirements in Ligonier, Westmoreland, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Ligonier, PA

Lendersa® is dedicated to swiftly securing the optimal USDA or FHA loan for you, without unnecessary hassle. Choose from three starting strategies that connect you with appropriate lenders and USDA loan offerings.

Lendersa USDA loan request and matching results

Defining USDA Loans in PA

A USDA home loan, guaranteed by the government Department of Agriculture and also known as a USDA rural development loan or mortgage, is intended exclusively for rural areas. Unlike FHA loans, which demand a minimum of a 3.5% down payment, the USDA mortgage requires no down payment at all, offering a significant advantage.

Enter your location to find out if it qualifies for USDA rural housing loan?



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