USDA and FHA Pro and Con in Ligonier, Westmoreland County, PA

As of 2025, the USDA loan limit in Ligonier, which is part of Westmoreland county, PA, is $336,500, while the FHA maximum for a single-family home is $472,030.

Use Lendersa® USDA loan calculator to compare today's prime USDA versus FHA rates, figuring out the income, credit, reserves, and documents necessary to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, helping determine the best program for your financial scenario in .

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2025 Loan Limits and Down Payment Requirements in Ligonier, Westmoreland, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Ligonier, PA

Lendersa® is dedicated to swiftly securing the optimal USDA or FHA loan for you, without unnecessary hassle. Choose from three starting strategies that connect you with appropriate lenders and USDA loan offerings.

Lendersa USDA loan request and matching results

Defining USDA Loans in PA

A USDA home loan, guaranteed by the government Department of Agriculture and also known as a USDA rural development loan or mortgage, is intended exclusively for rural areas. Unlike FHA loans, which demand a minimum of a 3.5% down payment, the USDA mortgage requires no down payment at all, offering a significant advantage.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Green River Capital Corp
  • 1670 Old Country Road, Suite 220, Plainview, NY, 11803
  • Green River Capital Corporation, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential & commercial lending industry by applying online today. You will find that the skill, professionalism, and consideration
  • Childrens Medical Center Federal Credit Union
  • 3333 Burnet Avenue, Cincinnati, OH, 45229
  • Children’s Medical Center Federal Credit Union is a member-owned and operated credit union. The mission of Children’s Medical Center Federal Credit Union is: To promote fiscal responsibility among our members, To increase the knowledge and ability of our members to manage and control their financial well- being
  • Cornerstone Community CU
  • 242 Hope St, Stamford, CT, 06906
  • CSCCU has been helping members meet their financial needs. CSCCU offers a large variety of Share/Savings Accounts and Loan Products. Our convenient services, such as Bill Payer, Direct Deposit, Online Mortgage Approval, Automated Teller Machines, Payroll Deduction, Voice Line, Loan By Phone and Personal Computer Banking make it easy to use.
  • City Island Associates Inc
  • 4242 Merrick Road, Massapequa, NY, 11758
  • At City Island Associates, inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We place loans with a variety of lenders.
  • DLA Capital Partners Inc.
  • 125 Froehlich Farm Boulevard, Woodbury, NY, 11797
  • DLA Capital Partners sets itself apart with truly excellent customer focus, marketplace knowledge and resourcefulness needed to deliver optimum results. We put power in our clients’ hands and are driving the process from beginning to end to ensure the best options, decisions and outcome possible. We deliver results, not excuses
  • 1st Raleigh Mortgage, LLC
  • 7751 Brier Creek Pkwy, Suite 100, Raleigh, NC, 27617
  • The mortgage process can be confusing. Our mortgage experts help make the process easy to understand! With a single application and credit report, we can show you customized options from great lenders and make sure to find the right loan for you and Our loan originators have access to a wide array of loan products, helping them.
  • CrossOver Lending Group Inc
  • 8801 Fast Park Drive, Suite 207, Raleigh, NC, 27617
  • The Crossover Lending Group, Inc team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • NORTHERN KENTUCKY FEDERAL CREDIT UNION
  • 2805 Alexandria Way, Highland Heights, KY, 41076
  • In 1973, a group of Northern Kentucky University employees decided to create Northern Kentucky Educators’ Federal Credit Union. While we began as a credit union for NKU employees, we soon grew to include over 30 businesses and school districts. We are proud of how much we’ve grown over the years, and are excited to see where the future takes.
  • General Electric Credit Union
  • 124 Marshall Lane, Highland Heights, KY, 41076
  • General Electric Credit Union, being a member means more than just better banking. It means being part of a community with access to solid financial solutions that put YOU first, not shareholders.A not-for-profit, full-service financial institution, we’ve experienced significant growth throughout the years & continue to be one of the most secure.