USDA Vs. FHA Pro and Con comparison in Connellsville, Fayette County, PA

In 2025, the USDA loan cap in Connellsville, located in Fayette county, PA, is $336,500, while the FHA limit for a single-family home is $472,030.

Use Lendersa® USDA loan calculator to easily compare current USDA versus FHA rates and find out the necessary income, credit, reserves, and documents to qualify. Our comprehensive mortgage calculator shows USDA, FHA, Conforming, and VA options aligned to assist you in selecting the best fit for your financial situation in .

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Loan Limits and Down Payment Requirements in Connellsville, Fayette, PA for 2025

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loan Options in Connellsville, PA

At Lendersa®, we aim to promptly provide you with the best USDA or FHA loans without any difficulty. Choose one of three paths that connect you with lenders and USDA loan programs.

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Understanding USDA Loans in PA

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and available only in rural areas. Unlike FHA loans which require a minimum 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • First Bank and Trust Company is a relationship-driven and community-focused financial institution that provides personal and commercial banking products and services across its 31 locations in Virginia and Northeast Tennessee. The First Bank & Trust Company is a diversified financial services firm with 22 full-service Branches
  • Financial Resources Federal Credit Union
  • PO Box 6999, Bridgewater, NJ, 08807
  • FRFCU's headquarters is located in Bridgewater, NJ & has been in business for over 100 years. The Credit Union was formerly the Ethicon Employees FCU which was formed by a group of Johnson & Johnson employees. As one of the largest Credit Unions in New Jersey, it is a member-owned, not-for-profit cooperative.
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  • 49028 Running Trout Lane, Northville, MI, 48168
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
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  • 818 Route 202-206, Bridgewater, NJ, 8807
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  • Miners Exchange Bank
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  • Centerbrook Mortgage Company LLC
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