USDA Vs. FHA your options comparison in East-Huntingdon, Westmoreland County, PA

In 2025, the USDA loan limit in East-Huntingdon, within Westmoreland county, PA, is $285,000. Conversely, the FHA limit for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to assess today's best rates for USDA versus FHA. Identify the necessary income, credit score, reserves, and documents for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, guiding you to decide which program in best suits your financial circumstances.

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2025 Loan Limits and Down Payment Requirements in East-Huntingdon, County of Westmoreland, PA

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Opportunities in East-Huntingdon, PA

Lendersa® aims to promptly connect you with the best USDA or FHA loans, providing a hassle-free experience. Choose one of three starting points that result in matching with lenders and exploring USDA loan programs.

Lendersa USDA loan request and matching results

Explaining USDA Loans in PA

The USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and is only available in rural regions. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Sweetwater Mortgage Company’s Mission is to become the “best” mortgage company in the industry. By “best”, we do not mean the biggest. Instead our mission is to become the “most excellent” mortgage company in our industry. We want to be the “best of the best” within our industry similar to the “Navy Seals” or the “Green Berets.
  • Waco Federal Credit Union
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  • Waco Federal Credit Union To provide a safe and financially sound institution where members can invest their savings with peace of mind and assurance that their financial needs will be met with ethical and responsible, friendly service. The commitment to providing competitive rates, both dividends on savings and interest on loans.
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  • Security America Mortgage specializes in Construction loans, VA loans, ITIN loans, Conventional loans, and FHA loans. Our motto is "serving those who served" because we have great love for our Veterans and country. Not many VA lenders specialize in the VA one time close construction loan. Let us help you with the home loan that's best for you and
  • Simplending Financial
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  • Simplending Financial is a leader in the private lending space. We keep the process fast and simple, curating a top tier customer service experience. Simplending focuses on growing long-term relationships and conducting business as a partner. We share a vested interest- as your success is the foundation of our business.
  • Blackstone Mortgage LLC
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  • Blackstone Mortgage believe in working hard to get the job done. Our leaders set the example, and it's this example that encourages the entire team to reach for the goal of greatness. Together, we work hard to be leaders in the industry, to stand out from the competition, and, above all, to make sure our customers are satisfied
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  • Main Street Mortgage Company
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  • Security America Mortgage, Inc.
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  • Security America Mortgage is not a government agency. This is a private website that is not affiliated with the U.S. government, U.S. Armed Forces, or Department of Veteran Affairs. U.S. government agencies have not reviewed this information. This site is not connected with any government agency.
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  • Noble Home Mortgage LLC
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