USDA and FHA Pro and Con in East-Huntingdon, Westmoreland County, PA

In 2025, the USDA loan limit in East-Huntingdon, within Westmoreland county, PA, is $285,000. Conversely, the FHA limit for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to assess today's best rates for USDA versus FHA. Identify the necessary income, credit score, reserves, and documents for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, guiding you to decide which program in best suits your financial circumstances.

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2025 Loan Limits and Down Payment Requirements in East-Huntingdon, County of Westmoreland, PA

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Opportunities in East-Huntingdon, PA

Lendersa® aims to promptly connect you with the best USDA or FHA loans, providing a hassle-free experience. Choose one of three starting points that result in matching with lenders and exploring USDA loan programs.

Lendersa USDA loan request and matching results

Explaining USDA Loans in PA

The USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and is only available in rural regions. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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