USDA Loan Vs. FHA loan pro & con Scottdale, Westmoreland County, PA

In 2026, the USDA loan limit for Scottdale in Westmoreland county, PA, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's best USDA vs. FHA rates and to determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator offers side-by-side comparisons of USDA, FHA, Conforming, and VA loans, helping you choose the optimal program in for your financial situation.

Options for USDA and FHA Loans in Scottdale, PA

Lendersa® aims to quickly provide you with the best USDA or FHA loan without hassle. Select one of these three starting options to connect with matching lenders and USDA loan programs.

Diagram of Lendersa USDA loan request and matching results

Understanding the USDA Loan in PA

A USDA home loan, guaranteed by the government's Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans, which require a 3.5% down payment, USDA mortgages require no down payment.

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Scottdale Lenders
(724) 628-2424 Lender's profile and map Glass Cap Federal Credit Union 241 North Pittsburgh Street, Connellsville, PA, 15425 Lends in Pennsylvania Glass Cap Federal Credit Union was first chartered in 1960 and Glass Cap Federal Credit Union is a non-profit financial institution owned and operated by its members. Our sole purpose is to assist our members in sound management of their financial affairs by offering the best service and products at the lowest possible cost
(724) 925-9505 Lender's profile and map Stanwood Area Federal Credit Union 444 Arona Road, New Stanton, PA, 15672 Lends in Pennsylvania The Stanwood Area Federal Credit Union traces its roots back to 1940. The credit union has continued to thrive over the years through the efforts of many non-paid volunteers who have been dedicated to the credit union philosophy of “People Helping People”. Our Mission is to provide the best quality services available to meet the financial needs.
(724) 628-2106 Lender's profile and map Allegheny Central Employees Federal Credit Union 1253 University Drive, Suite 100, Dunbar, PA, 15431 Lends in Pennsylvania Allegheny Central Employees Federal Credit Union As a full-service operation, we continue to grow and prosper in our office in Dunbar. Led by a competent seven-member Board and three experienced staff members, we are poised and anxious for the bright future that lies ahead.We invite anyone who has any interest in our operation to stop by and meet o
(724) 930-9864 Lender's profile and map BVA Federal Credit Union 608 Rostraver Road, Belle Vernon, PA, 15012 Lends in Pennsylvania BVA Federal Credit Union’s main objective is to provide outstanding financial services to its members. The credit union was chartered in 1966 as Rostraver Federal Credit Union. In 1969 the charter name was changed to Belle Vernon School Employees Federal Credit Union. The name changed again in 1999 to BVA Federal Credit Union
(724) 326-5632 Lender's profile and map Mon Valley Community Federal Credit Union 1932 Main Street, Allenport, PA, 15412 Lends in Pennsylvania Mon Valley Community Federal Credit Union has been open since 1937. The credit union has assets totaling $177.69 Million and provides banking services to more than 9, 000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
(724) 684-8875 Lender's profile and map Valley 1st Community Federal Credit Union 815 Schoonmaker Avenue, Monessen, PA, 15062 Lends in Pennsylvania Valley 1st Community Federal Credit Union operates through a Board of Directors who are elected by our members and serve as volunteers. The Board consists of officers who set policies, objectives, and standards that guide our staff in achieving a common goal. Our core building blocks of our financial institution rest upon the initiatives we take.
(724) 938-2430 Lender's profile and map Newell Federal Credit Union 309 Long Street, Newell, PA, 15466 Lends in Pennsylvania This credit union was organized in October, of 1968, to promote thrift among its members and to accumulate a fund from these savings to make needed loans to members. We started out at Allied Chemical in Newell, PA with a small amount of members and have grown to today with members exceeding over 900 and assets over $6, 000, 000.
(724) 850-4797 Lender's profile and map WESTMORELAND WATER FCU 1900 Franklin Street, Greensburg, PA, 15601 Lends in Pennsylvania The Westmoreland Water FCU is a non-profit multiple group credit union that was federally chartered in 1953 and also To provide the best quality services available to meet the financial needs of our members. Offering these services at fair and competitive prices while safeguarding the assets of Westmoreland Water Federal Credit Union.
(724) 834-5580 Lender's profile and map PHEPLE Federal Credit Union 2900 Seminary Drive, Building G, Greensburg, PA, 15601 Lends in Pennsylvania On September 24, 2018, Westmoreland Community Federal Credit Union changed its name to Pheple Federal Credit Union. People Helping People. That is what this credit union was about, is about, and will always be about. You are what matters. The people working inside of Pheple are just like those outside. Life happens to all of us.