USDA Loan Vs. FHA loan for Springfield, PA [ best of 2023]

In 2025, USDA loan limit in Springfield, county of Montgomery, PA is $381,800 while FHA limit is $529,000 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Springfield, PA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Pennsylvania?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(505) 629-4161 1691 miles Lender's profile and map Reviews Mortgage Partners 417 E. Palace Ave, Suite C, Santa Fe, NM, 87501 Our mission is to find you the best mortgage product to fit your needs, secure it at the best rate possible, and guide you through the loan process with personalized service. Our expertise-with more than 45 collective years of professional experience-allows us to provide you with personalized
(505) 557-1199 1691 miles Lender's profile and map Reviews Direct Payday Loans 70 E San Francisco St, Santa Fe, NM, 87501 directpaydayloans.com is not a lender and is not involved into making credit decisions associated with lending or making loan offers. Instead, the website is designed only for a matching service, which enables the users contact with the lenders and third parties. The website does not charge any fees for its service.
(505) 455-5228 1691 miles Lender's profile and map Reviews Del Norte Credit Union 510 N Guadalupe St, Suite A, Santa Fe, NM, 87501 Del Norte Credit Union (DNCU) is a member-owned, not-for-profit financial institution which embraces the culture and community traditions of New Mexico. Our mission is improving lives by providing our customers with unparalleled, sound, and unbiased financial advice. Not only is DNCU an active advocate of financial literacy
(505) 995-8888 1691 miles Lender's profile and map Reviews Anasazi Mortgage 150 Washington St, Suite 201, Santa Fe, NM, 87501 If the idea of mortgages intimidates you, you've come to the right place. Mortgages don't have to be a maze of financial garble. Anasazi Mortgage can make your experience an AMAZING one. Buying the home of your dreams, or if you're refinancing, is a process, but Ginger Sullivan of Anasazi Mortgage will work with you step-by-step.
(970) 641-2171 1693 miles Lender's profile and map Reviews Gunnison Savings and Loan Association 303 North Main St, Gunnison, CO, 81230 The idea for the local Savings and Loan Cooperative was first conceived by H.W. Endner, who served on its first finance committee in 1911 at the age of 29. Early records indicate that the books and accounts for the firm were originally kept at Endner's business office. The first Board of Directors was composed of C.W. Winslow, E.M. Collins.
(970) 641-0320 1693 miles Lender's profile and map Reviews Gunnison Bank and Trust Company 232 W Tomichi Ave, Gunnison, CO, 81230 The Gunnison Bank and Trust Company was issued its Charter from the State of Colorado in 1910. Over the last 100 years, the bank has continually evolved to serve the ever changing financial needs of the Gunnison Valley. The bank now serves the valley with two branches, The Gunnison Bank and The Crested Butte Bank.
(505) 342-8888 1695 miles Lender's profile and map Reviews U.S. Eagle Federal Credit Union 559 W. Cordova Rd, Santa Fe, NM, 87505 US Eagle Federal Credit Union serves our members by providing financial products and services to help them attain personal financial success. Founded in 1935, U.S. Eagle is the State's oldest credit union. With nine branch offices (six in Albuquerque, one in Bernalillo, one in Santa Fe, and one in Farmington).
(505) 471-0888 1695 miles Lender's profile and map Reviews Sunset Financial Services Inc 2010 Cerrillos Rd, Suite 9, Santa Fe, NM, 87505 Sunset Financial Services Dedicated to delivering the highest quality of service to our customer's as possible. When we provide a service, we do so seamlessly and ensure it is a pleasant and enjoyable experience for everyone involved. We provide loans for help with family members, medical expenses.
(505) 982-3802 1695 miles Lender's profile and map Reviews Northern New Mexico School Employees Federal Credit Union 614 Alta Vista St, Santa Fe, NM, 87505 Northern New Mexico School Employees Federal Credit Union is a unique kind of financial institution. It is an organization of people, not dollars, where you, the member, comes first. The credit union is a member owned, not-for-profit, full-service financial institution, guided by a volunteer Board of Directors.
(505) 310-6435 1695 miles Lender's profile and map Reviews Loan Fox Inc. 1228 Osage Ave, Santa Fe, NM, 87505 At Loan Fox Inc, we are dedicated to providing clients with the knowledge needed to make the right decision when financing their home. Although we are located in Santa Fe, we specialize in mortgage loans in Albuquerque, Las Cruces, and throughout the entire state of New Mexico. Whether you are a first-time homebuyer, looking to buy a second home,