USDA VS FHA in Portage, Cambria County, PA

For 2025, the USDA loan cap in Portage, part of the county of Cambria, PA, stands at $336,500. Meanwhile, the FHA limit for a single-family dwelling is $472,030.

Leverage the Lendersa® USDA loan calculator to compare the top USDA against FHA rates today, assessing the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator lays out USDA, FHA, Conforming, and VA options side by side, aiding in choosing the ideal program for your financial situation in .

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2025 Loan Ceilings and Downpayment Requirements in Portage, Cambria, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Portage, PA

The aim of Lendersa® is to promptly find you the best USDA or FHA loan without unnecessary trouble. Choose from three starting pathways that facilitate connections with lenders offering USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, is available solely in rural neighborhoods. Unlike FHA loans that require a minimum down payment of 3.5%, the USDA mortgage allows for zero down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • C4 Residential LLC
  • 6355 East Kemper Road, Suite 240, Cincinnati, OH, 45241
  • C4 Financial strives to provide our clients with the most comprehensive financing packages for commercial real estate projects. Our network of banking institutions, conduits, and life insurance companies allows us to offer competitive and creative financing solutions. Founded in 2004.
  • First Union Mortgage Group, LLC
  • 4015 Executive Park Drive, Suite 215, Cincinnati, OH, 45241
  • First Union Mortgage Group, LLC., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.
  • Bank of Hindman
  • 1362 Hindman Bypass, Hindman, KY, 41822
  • The Bank of Hindman opened for business in Hindman, Kentucky on October 3, 1903. The Bank of Hindman remained open during the Great Depression and has grown to become a $150 million financial institution. The Bank of Hindman remains locally owned and committed to serving the needs of our community.
  • Lakeview Funding Group LLC
  • 1749 Welland Street, Howell, MI, 48855
  • Lakeview Funding Group LLC is your hometown mortgage broker! We are licensed and cover all of Michigan and Indiana. Our promise is to find the best loan program and interest rate for your individual needs. Having many lenders to choose from, we shop around so you don't have to! We specialize in Conventional, FHA, USDA and VA loans.
  • Dynamic Federal Credit Union
  • 900 E. Wayne Street, Celina, OH, 45822
  • Dynamic Federal Credit Union (DFCU) was chartered in 1950 as Celina Reynoco Employees Federal Credit Union to serve the employees of Reynolds & Reynolds, Celina, Ohio. The credit union was located within the core group facility. In 1996 the Board of Directors began researching ways to extend the credit union's services to the community.
  • Carolina Ventures Mortgage LLC
  • 3 Bypass Lane, Chapel Hill, NC, 27517
  • Carolina Home Mortgage is a family-owned mortgage broker you can take advantage of comparing the products of 10 or more lenders without leaving the comfort of your home. Our company does not lend the money, so we are not motivated to push you into a set product or cross sell financial accounts.
  • CIMG Residential Mortgage
  • 1414 Raleigh Rd, Suite 400, Chapel Hill, NC, 27517
  • "At CIMG, giving back to our local community is an integral part of the company culture. You could say it’s part of our DNA. Since 1997, we have put over $1.2 million back into the communities we operate in through sponsorships and other charitable contributions. We see ourselves as a small business with a big responsibility
  • Owingsville Banking Company
  • 49 West Main Street, Owingsville, KY, 40360
  • The Owingsville Banking Company has a long and interesting history, but perhaps as interesting as the bank itself, is the building in which it resides. Since its charter in May of 1893, it has been housed in the "Owings House", a Federal-style dwelling constructed from 1811 to 1814.
  • The St. Henry Bank
  • 231 East Main Street, Saint Henry, OH, 45883
  • The St. Henry Bank is a banking company headquartered in St. Henry, Ohio, and has been serving the Mercer County, Ohio, area since its establishment in 1905. The bank provides a variety of banking services, including 24-hour automatic teller machines; Internet banking; personal banking, including checking accounts
  • UBI Federal Credit Union
  • 120 Woodford Avenue, Plainville, CT, 06062
  • In 1935, when credit unions were helping Americans through the Great Depression, it was said that credit unions were "not for profit, not for charity, but for service," and that philosophy still holds true at UBI today. Today, UBI continues to look out for our members’ interests and provide a level of service.