For 2026, the USDA loan cap in Portage, part of the county of Cambria, PA, stands at $336,500. Meanwhile, the FHA limit for a single-family dwelling is $472,030.
Leverage the Lendersa® USDA loan calculator to compare the top USDA against FHA rates today, assessing the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator lays out USDA, FHA, Conforming, and VA options side by side, aiding in choosing the ideal program for your financial situation in .
2026 Loan Ceilings and Downpayment Requirements in Portage, Cambria, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Opportunities in Portage, PA
The aim of Lendersa® is to promptly find you the best USDA or FHA loan without unnecessary trouble. Choose from three starting pathways that facilitate connections with lenders offering USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, is available solely in rural neighborhoods. Unlike FHA loans that require a minimum down payment of 3.5%, the USDA mortgage allows for zero down payment.
The C-B-W Schools Federal Credit Union is an independent financial cooperative chartered under federal law and operated for the benefit of its members, who share a common bond, and their families.
Originally formed, in 1956, as a credit union for school employees, the board of directors has expanded the credit union’s.
The Franklin Johnstown Federal Credit Union is a Not-For-Profit, member owned, financial organization dedicated to becoming the primary financial institution for our members. We strive to provide the highest quality of personal attention while maintaining stability and growth. Franklin Johnstown Federal Credit Union has been open since 1950.
The Morrisons Cove 1st Federal Credit Union is a member owned and controlled Financial Institution whose purpose is to maximize benefits by providing cost-effectiveness and to promote thrift and cooperation among the membership; to expand both membership and services while maintaining financial soundness.
111 Franklin Street, Room 224, Johnstown, PA, 15901
Lends in Pennsylvania
G.A.P. FCU originally started out as Cambria County U.S. Employees Federal Credit Union in 1937. They operated out of a cash box on the first floor of the Johnstown Post Office building, and was renamed to Johnstown, PA Post Office Employees Federal Credit Union in 1941. Credit unions are focused on people, not profits.
AmeriServ Financial, Inc., A bank holding company, is the parent of AmeriServ Financial Bank®, AmeriServ Trust & Financial Services Company, and West Chester Capital Advisors. AmeriServ Financial, Inc. trades on the NASDAQ Stock Exchange under the symbol ASRV.
At AmeriServ, we believe banking is about more than money.
PennCrest BANK® has been a part of your community for more than a century. We've been here through good times and bad, but at no time has the need for a local, independent community bank like ours been greater than it is now.
For financing a new home, saving for retirement, or just accessing your money quickly
A B Federal Credit Union was chartered in 1962 under the name of Altoona Butterick Federal Credit Union in Altoona, PA. Today A B Federal Credit Union has expanded its field of membership to serve the employees and family of numerous local companies. A B Federal Credit Union is here to serve its members.
ISB offers a broad range of transactional services & deposit account options – from Back-To-Basics Checking & Passbook Savings to our signature Money Markets, CDs, & NOW Accounts; from conventional and ROTH IRAs to Education & Health Savings Accounts – all designed with the same goal in mind: to help get you from one “landmark event” to the next.
Your Choice Federal Credit Union has been open since 1957. The credit union has assets totaling $13.59 Million and provides banking services to more than 2, 000 members.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,
