USDA and FHA Pro and Con in Croydon, Bucks County, PA
As of 2025, in Croydon, within the county of Bucks, the USDA loan limit for PA is set at $381,800. Meanwhile, the FHA limit for a single-family home stands at $529,000.
Your financial decision-making can be refined using the Lendersa® USDA loan calculator. Compare today's optimal USDA against FHA rates and ascertain the income, credit standing, reserves, and documentation required to qualify. Our sophisticated mortgage calculator efficiently showcases USDA, FHA, Conforming, and VA options side by side, providing clarity on which program in suits your financial scenario best.
2025 Loan Limits and Down Payment Requirements in Croydon, Bucks, PA
Loan Type
Loan Limit
Down Payment
USDA
$381,800
0%
FHA
$529,000
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Croydon, PA
The primary goal of Lendersa® is to grant you the best USDA or FHA loan available swiftly and without any inconvenience. You can choose from three initial pathways leading to lender matching and specific USDA loan programs.
A USDA home loan is backed by the government through the Department of Agriculture, broadly known as a USDA rural development loan or USDA mortgage, and is accessible solely in rural areas. Contrary to FHA loans requiring a minimum down payment of 3.5%, a USDA mortgage doesn't necessitate any down payment whatsoever.
This financing avenue opens up significant opportunities for potential homeowners in rural regions to acquire homes seamlessly and economically, fostering widespread growth and stability within these communities throughout PA. It represents a vital resource in rural real estate, addressing housing demands without the burden of immediate financial outlay and ensuring a thriving residential environment.
Through out the years, we have developed relationships with some of the strongest mortgage investors in the country. These relationships allow us to offer a complete range of loan programs and pricing to fit the needs of our customers. These loan programs include conventional, government, & non-conforming with fixed rate & adjustable rate options.
Through out the years, we have developed relationships with some of the strongest mortgage investors in the country. These relationships allow us to offer a complete range of loan programs and pricing to fit the needs of our customers. These loan programs include conventional, government, and non-conforming with fixed rate.
3745 Running Springs Road, Ellicott City, MD, 21042
KPG Mortgage is a full-service mortgage company offering some of the lowest interest rates on the market for refinances and new home purchases and also We have a simple process, from a straightforward application to an on-time closing. Our expertise translates to a great customer experience. Let us be your trusted advisor.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Massimo Credit a Direct Lender. Whether for a first-time home buyer, a growing family or an established homeowner looking for an investment or vacation property, We offers a wide range of financing options to meet home buyer needs. Our experienced and knowledgeable loan officers will review each home buyer’s personal financial position.
2191 Defense Highway, Suite 300, Crofton, MD, 21114
Washingtonian Mortgage LLC will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify
At My Mortgage, Inc., you will find an experienced team of professionals dedicated to making your mortgage transaction a remarkable experience. We pride ourselves in our fairness and honesty and we truly care about every loan transaction and each client we serve. We believe in helping everyone fulfill their goals.
8621 Robert Fulton Drive, Suite 150, Columbia, MD, 21046
We believe owning a home is one of the greatest wealth builders out there.
So our goal is to make homeownership more accessible, and to help more people buy homes. and also We make lower happen—lower fees. Lower rates. Lower interest. Lower payments. Lower hassle. So our borrowers get a better mortgage experience, for less. With Lower.
10015 Old Columbia Rd, Suite H-125, Columbia, MD, 21046
HARD MONEY BANKERS is a full service and self-funded private/hard money lending company providing fast and flexible financing for residential and commercial investment real estate deals. We are currently lending in Maryland, Washington DC, Virginia, Pennsylvania, Delaware and New Jersey.
At Sikorsky Credit Union, we believe that the financial choices you make today, like where you bank, can help you live a better life tomorrow. We are very proud to be named the #1 Credit Union in Connecticut by Forbes in both 2020 and 2021. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
