During 2026, the USDA loan limit for a single-family home in the city of Philadelphia, within Philadelphia county, located in PA, stands at $345,000, compared to the FHA loan limit of $529,000.
Utilize the Lendersa® USDA loan calculator to assess and compare today’s optimal USDA versus FHA rates. Determine qualifications based on income, credit rating, reserves, and necessary documentation. Employ our cutting-edge mortgage calculator to juxtapose USDA, FHA, Conforming, and VA loan options, allowing you to select the most suitable program for your unique financial circumstances in
Access loan offers from 100 different lenders
| Loan Type | Loan Limit | Down payment |
| USDA | $345,000 | 0% |
| FHA | $529,000 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The aim of Lendersa® is to secure you the most advantageous USDA or FHA loan promptly and effortlessly. Initiate with one of three pathways to connect with lenders and explore USDA loan programs fit for you.
A USDA home loan, backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, is targeted exclusively for rural areas. It is unlike FHA loans that necessitate a minimum down payment of 3.5%, as the USDA mortgage doesn't require any down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
Philadelphia Lenders |
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
