USDA Vs. FHA Pro and Con comparison in Delmar, Tioga County, PA

In 2026, the USDA loan limit for Delmar, located in Tioga County, PA, is $336,500, whereas the FHA limit for a single-family home reaches $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate today's premium USDA versus FHA rates, helping you determine the necessary income, credit, reserves, and documents. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, aiding in choosing the best program for your financial needs in Alabama.

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2026 Loan Limits and Down Payment Requirements in Delmar, Tioga County, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Delmar, PA

The objective of Lendersa® is to quickly secure you the most favorable USDA or FHA loan, without complications. You can choose from three starting points to connect with lenders and USDA programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in PA?

A USDA home loan, endorsed by the U.S. Department of Agriculture, commonly called the USDA Rural Development Loan or USDA Mortgage, is strictly available in rural areas. Unlike FHA loans requiring a minimum of 3.5% down payment, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



Delmar Lenders

  • Citizens & Northern Bank
  • PO Box 58, Wellsboro, PA, 16901
  • Lends in Pennsylvania
  • 97% of Citizens & Northern Bank customers say they would recommend us to their family and friends. As Your Bank for a Lifetime, it's our mission to create value through lifelong relationships with our neighbors in Pennsylvania and New York. We believe managing your finances should be a fulfilling, trouble-free experience.

  • First Citizens Community Bank
  • 1163 South Main Street, Mansfield, PA, 16933
  • Lends in Pennsylvania
  • A simple philosophy can lead a company to great rewards. Treat your customers, your employees, and your communities with respect and you will earn their loyalty. Our strategy has never been about selling products, but instead about finding ways to make life more rewarding for our customers and employees.

  • West Branch Valley Federal Credit Union
  • 1640 High Street, Williamsport, PA, 17701
  • Lends in Pennsylvania
  • AVCO was the first Select Employer Group to belong to the credit union. As the credit union allowed more Select Employer Groups to join, the membership became more diverse and geographically disbursed. In 1995 the credit union changed its name to West Branch Valley Federal Credit Union to be more representative of its membership area.

  • Woodlands Bank
  • 2450 East Third Street, Williamsport, PA, 17701
  • Lends in Pennsylvania
  • In 1989, a small group of entrepreneurs decided to establish a new community bank in Lycoming County. Many of the existing banks had merged and had grown to a size where personalized service had become only a slogan. These entrepreneurs saw, firsthand, the deteriorating service level of many of the banks in the area.