USDA VS FHA in Jersey-Shore, Lycoming County, PA

In 2025, the USDA loan limit for Jersey-Shore, located in Lycoming county, PA, is $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.

Leverage the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. Assess the needed income, credit, reserves, and documents for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, helping you decide which program in best fits your financial needs.

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2025 Loan Limits and Downpayment Requirements in Jersey-Shore, Lycoming, PA

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Jersey-Shore, PA

The mission of Lendersa® is to quickly secure the best USDA or FHA loans for you, without hassle. Choose one of three starting points to connect with matching lenders and USDA loan programs.

Lendersa USDA loan inquiry and matching results

Understanding USDA Loans in PA

A USDA home loan, also known as a USDA rural development loan, is backed by the Department of Agriculture and is available solely in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USFDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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