In 2026, the USDA loan limit set for Mansfield, in the county of Tioga, PA, is $336,500. In comparison, the FHA cap for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate today's leading USDA versus FHA rates and to understand the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, supporting your choice of the right program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The mission of Lendersa® is to efficiently offer you the best USDA or FHA loan without any hassle. Begin by choosing one of three starting options to be matched with lenders aligned with USDA programs.
A USDA home loan, backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusive to rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans demand no down payment, presenting significant benefits for eligible buyers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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