USDA VS FHA in Lock-Haven, Clinton County, PA

In 2025, the USDA loan limit for Lock-Haven in Clinton County, PA is set at $285,000, while for a single-family home, the FHA loan limit is $356,362.

Use the Lendersa® USDA loan calculator to evaluate today's preeminent USDA vs. FHA rates, as well as to identify the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, which helps you choose the best program in for your specific financial situation.

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2025 Loan Limits and Down Payment Requirements in Lock-Haven, Clinton, PA

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Lock-Haven, PA

The aim of Lendersa® is to quickly secure the best USDA or FHA loan for you, without any hassle. Start with one of three approaches that connect you with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

The USDA home loan is backed by the Department of Agriculture and is often called a USDA rural development loan or mortgage, available solely in rural areas. In contrast to FHA loans, which require a minimum down payment of 3.5%, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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