USDA Vs. FHA your options comparison in Dickinson, Cumberland County, PA

In 2026, the USDA loan limit for Dickinson, located in Cumberland county, PA, is $336,500. The FHA limit for a single-family home is $472,030.

Take advantage of the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates. Determine the essential income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loan options, helping you select the most suitable program in for your financial circumstances.

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2026 Loan Limits and Down Payment Requirements in Dickinson, Cumberland, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Dickinson, PA

The aim of Lendersa® is to promptly secure you the best USDA or FHA loan, devoid of hassle. Select from three starting paths that align with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in PA?

A USDA home loan, backed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available only in rural communities. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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    We believe that purchasing a home is one of life's most monumental events. It is more than a transaction - it is a life-changing investment.

  • Norfolk Community Federal Credit Union
  • 18 Union Street, Suite 104, Norfolk, MA, 02056
  • Norfolk Community Federal Credit Union was chartered on August 11, 1953. We are a federally chartered and insured credit union. A credit union is a not-for-profit, membership-owned financial institution. Known for its strong consumer-orientation, a credit union is organized to serve a community, a company or a municipality

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  • 2401 E Ash St, Goldsboro, NC, 27534
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  • Somerset Federal Credit Union
  • 740 County Street, Somerset, MA, 02726
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  • Since 1902, First National Bank has been building and believing in relationships with one goal in mind -- bringing you the best community banking has to offer. First National Bank remains at the forefront, bringing you innovative and real solutions in the professional, customer-focused environment you deserve.

  • The Mortgage Pros
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  • our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.

  • OnTo Mortgage
  • 405 Cochituate Road, Suite 204, Framingham, MA, 01701
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  • First State Bank (Michigan)
  • 24300 Little Mack, Saint Clair Shores, MI, 48080
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