USDA Loan Vs. FHA loan for West-Pennsboro, PA [Cumberland County Rates 2023]

In 2025, USDA loan limit in West-Pennsboro, county of Cumberland, PA is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in West-Pennsboro, PA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Pennsylvania?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

407-701-0606 849 miles Lender's profile and map Reviews Hunters Creek Mortgage LLC 14417 Verano Dr, Orlando, FL, 32837 At Hunters Creek Mortgage LLC we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.
(507) 527-2236 849 miles Lender's profile and map Reviews Heritage Bank Minnesota 181 Main Street, West Concord, MN, 55985 Heritage Bank is proud of its southern Minnesota history, rooted in local family ownership. Known as Farmers State Bank from 1930-2018, this community bank originated in West Concord, Minnesota. In 1966, current owners, Al and Mary Ellen Organ, moved from the Rice Lake, Wisconsin area to West Concord.
(833) 427-6777 849 miles Lender's profile and map Reviews CrossPoint Funding 3270 Suntree Blvd, Suite 1118, Melbourne, FL, 32940 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(321) 806-1013 849 miles Lender's profile and map Reviews Eagle Bay Mortgage LLC 5995 Trieda Drive, Viera, FL, 32940 John Matteucci founded Eagle Bay Mortgage based on the belief that getting a mortgage should be an easy, stress free and inexpensive process. As an independent mortgage broker, John Matteucci has access to the best mortgage pricing available and we keep expenses low so our cost savings can be passed on to you.
(321) 704-3154 849 miles Lender's profile and map Reviews Phoenix Star Mortgage LLC 7341 Office Park Place, Suite 201, Melbourne, FL, 32940 Phoenix Star Mortgage, LLC. provides our clients, buyers agents, and builders personalized one-on-one services that is required to make a mortgage transaction smooth and stress-free. We believe in working directly with our clients and referral partners to build long-lasting relationships, based on respect, loyalty, and trust.
(321) 537-1137 849 miles Lender's profile and map Reviews Shelter Mortgage Company 7341 Office Park Place, Suite 106, Melbourne, FL, 32940 Shelter Mortgage offers hundreds of loan choices to our customers, but our strength lies in the knowledge and experience of our loan officers. Many of our loan officers have been in the industry for decades and have successfully handled all types of home buying situations.Shelter Mortgage was founded in 1984 .
(321) 622-8719 851 miles Lender's profile and map Reviews On Time Funds LLC 1328 Hwy A1a, Satellite Beach, FL, 32937 We are passionate about getting to know our clients so we can find the best loan program for them. We offer our clients the benefit of our years of experience in the mortgage industry and an extensive range of loan solutions, including Conventional, FHA, Investment, Jumbo, and Refinancing options.
(321) 294-5001 851 miles Lender's profile and map Reviews Home Lending Source 1370 Highway A1A Ste. A, Satellite Beach, FL, 32937 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
850-499-4759 852 miles Lender's profile and map Reviews Inlanta Mortgage 225 Main Street, Ste. 14, Destin, FL, 32541 Inlanta is a family owned business—and we run it that way. Treating our customers, partners and employees as family is why we believe we’ve been successful for our 25 years in service. Today, Inlanta is one of the nation’s fastest-growing independent mortgage banks with more than 250 team members serving borrowers in 24 states.
(850) 424-7277 852 miles Lender's profile and map Reviews HomeFi Digital Mortgage 4476 Legendary Drive Suite 202, Destin, FL, 32541 HomeFi provides a fast, affordable and fully digital mortgage experience backed by exceptional customer support. HomeFi Corp NMLS #1804455. HomeFi never charges extra fees for our services on government or conventional loans. That means no lender origination fees, application fees, or underwriting fees.
(321) 765-6106 853 miles Lender's profile and map Reviews Homevision Mortgage Lending Inc 3962 W Eau Galle Blvd, Suite A, Melbourne, FL, 32934 Homevision Mortgage Lending Inc. is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time, and you can trust.