USDA and FHA Pro and Con in West-Pennsboro, Cumberland County, PA

As of 2025, the USDA loan limit in West-Pennsboro, located in Cumberland county, PA, is set at $285,000. On the other hand, the FHA loan limit for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to compare today's most competitive USDA and FHA rates. Determine the required income, credit score, reserves, and necessary documents for qualification. Our sophisticated mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, guiding you to identify the best program for your financial needs in .

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Loan Limits and Down Payment Requirements for 2025 in West-Pennsboro, Cumberland, PA

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in West-Pennsboro, PA

Lendersa® is committed to providing you with the best possible USDA or FHA loan swiftly and effortlessly. Choose from one of three starting points that will connect you with lenders and USDA loan programs.

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Defining USDA Loans in PA

A USDA home loan, guaranteed by the government via the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans, which demand a minimum 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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