USDA Vs. FHA your options comparison in West-Pennsboro, Cumberland County, PA
As of 2025, the USDA loan limit in West-Pennsboro, located in Cumberland county, PA, is set at $285,000. On the other hand, the FHA loan limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to compare today's most competitive USDA and FHA rates. Determine the required income, credit score, reserves, and necessary documents for qualification. Our sophisticated mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, guiding you to identify the best program for your financial needs in .
Loan Limits and Down Payment Requirements for 2025 in West-Pennsboro, Cumberland, PA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in West-Pennsboro, PA
Lendersa® is committed to providing you with the best possible USDA or FHA loan swiftly and effortlessly. Choose from one of three starting points that will connect you with lenders and USDA loan programs.
A USDA home loan, guaranteed by the government via the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans, which demand a minimum 3.5% down payment, USDA loans require no down payment at all.
15900 La Cantera Parkway, Suite 26225, San Antonio, TX, 78256
"Our experienced loan officers will find the best mortgage options and loan programs tailored to your needs. Our bilingual staff will answer any questions you have before, during and after the home buying process to keep you informed every step of the way.
Located in San Antonio, Texas, The La Cantera at Directions Home Loan team works"
Texas Associations of Professionals Federal Credit Union
9110 IH 10 West, Suite 100, San Antonio, TX, 78230
A Federal Credit Union is a nonprofit, cooperative financial institution owned and run by its members. Organized to serve, democratically controlled Credit Unions provide their members with a safe place to save and borrow at reasonable rates. Members pool their funds to make loans to one-another.
8000 IH 10 West, Suite 600, San Antonio, TX, 78230
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional company who is able to give you quick and accurate financial advice.
13526 George Rd, Suite 208, San Antonio, TX, 78230
Synergy Home Loans, LLC is a locally owned, full service, mortgage company committed to helping home buyers select the mortgage option that best fits their needs while providing the greatest value. We understand that every borrower is different, and offer a variety of programs and products to meet your individual requirements
Clarity Mortgage was founded by its current President, Geoff Snyder. With over a decade of experience in the lending industry, Geoff and his team can provide any type of loan to their customer base.You can always count on frequent updates and explanations that are easy to understand as we help you navigate through the loan process
"Vision Mortgage Company, Ltd. offers a wide array of loan products ranging from the traditional residential & commercial funding to private portfolio alternative loan sources and non-QM financing.
Residential loans include new construction financing for primary residences, commercial businesses, as well as equipment and credit line sources."
Proactive Commercial Lending Group, LLC was formed back in 2003 by Bruce Myles with the thought that many good, hard working business owners were not getting the Banking Services they needed to survive, maintain and grow their business.We are able to apply more more relaxed credit and property restrictions.
8000 IH-10 WEST, Suite 600, San Antonio, TX, 78230
"Pinnacle Mortgage & Lending's core values include conducting business with sincerity, truth, and
fairness. We serve a wide range of homebuyers with a variety of loan products and services. At Pinnacle Mortgage & Lending our goal is to help make the loan process stress free by empowering you."
Pinnacle Bank is a Dinsdale family-owned banking organization that began in 1938. Our Wyoming roots stretch way back to the early 1900s with banks throughout agricultural communities in the state. In 1972, we joined Pinnacle Bancorp. Now we serve families and businesses from the hot springs of Thermopolis to the edge of the Black Hills in Newcastle
125 Lamar Street, Suite 108-C, San Antonio, TX, 78202
RETax Funding is proud to be part of the largest leading Texas Property tax company in Texas specializing in financing real estate property taxes, overdue property taxes and general property tax relief. We have helped thousands of Texas residential and commercial property owners with fast, easy, affordable solutions.
River City Federal Credit Union is a member-owned financial institution. Membership is open to anyone who lives, works, worships or attends school in Bexar County, Texas. We are a Co-Op Shared Branching partner, which means we'll gladly help members of other shared branching credit unions with deposits, loan payments and funds transfers.
