USDA and FHA Pro and Con in Carlisle, Cumberland County, PA
In 2025, the USDA loan cap in Carlisle, Cumberland County, PA is set at $336,500, while the FHA loan ceiling for a single-family unit is $472,030.
Leverage the Lendersa® USDA loan calculator to compare the best USDA vs. FHA rates available today. Determine the income, credit, reserves, and documentation necessary to qualify. Our state-of-the-art mortgage calculator allows side-by-side viewing of USDA, FHA, Conforming, and VA options, helping you decide which program in aligns best with your financial goals.
Loan Limits and Down Payment Requirements for 2025 in Carlisle, Cumberland County, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA vs. FHA Loan Alternatives in Carlisle, PA
Lendersa®'s mission is to provide you with the most advantageous USDA or FHA loans promptly and without hassle. Begin with one of three paths to align with lenders and discover USDA loan solutions.
A USDA home loan, guaranteed by the Department of Agriculture, also called a USDA rural development loan, is available only in rural locations. Unlike FHA loans, which require a minimum down payment of 3.5%, a USDA mortgage does not necessitate any down payment.
Foti Financial Services was started in 1955 in Donaldsonville, Louisiana, by Dr. Dominc Foti. Dr. Foti wanted to help individuals who could not get financial help at banks and always prided himself on being there for the people in the community. Over 50 years later, Foti Financial Services is still there for the community.
Our Mission is to build mutually beneficial relationships by providing financial services to clients with integrity, caring, and excellence. Our Vision is to To help build the Kingdom by providing financial services and expertise in a responsive and God honoring manner. We conduct business based on principle, and not simply for profit.
American Mortgage Professionals, LLC has over 25 years of mortgage lending experience in Oklahoma as well as throughout the United States. Our team is committed to providing our clients with the highest quality financial services in a fast, efficient manner. Our outstanding mortgage professionals will work.
We are your hometown community bank and our promise is to provide you with only the best customer service and products that meet your needs, not ours. We understand the needs of customers living in a rural community and continually strive to exceed your expectations and make your banking experience courteous and convenient.
United Community Bank is a full-service financial institution offering all the things that bigger banks offer, and one thing they don't: local people with a commitment to providing personal service and United Community Bank was formed in 1964 in Lafourche Parish. Over the years we've branched out to serve a five-parish region covering Lafourche.
Heart of Louisiana Credit Union was founded in 1955 by USDA employees working in Louisiana in Alexandria and Pineville. Since then, Heart has fostered a rich history of helping Central Louisiana residents with all their financial needs.
At Heart, we specialize in helping members like family!
Space Age Tulsa Federal Credit Union offers complete financial services including saving deposits, CDs, loans, online banking and other convenient services to meet all of your family's financial needs. As a member Space Age Tulsa Federal Credit Union, you can enjoy all the benefits credit union memberships have to offer.
White Earth Reservation Federal Credit Union has been open since 1966. The credit union has assets totaling $3.15 Million and provides banking services to more than 1, 000 members. White Earth Reservation Federal Credit Union Federally Insured Credit Union. Offering Savings, Checking, Christmas Accounts & More.
FNB Washington was originally chartered as a national bank in 1883, the same year the Brooklyn Bridge opened and the year Buffalo Bill Cody debuted his "Wild West Show". We've been around longer than radio, neon lights and crayons, Hershey bars and Duct tape. We were serving customers before Einstein published the Theory of Relativity
Bank of the Valley offers a full range of personal, agricultural, and business banking services. As a community bank, we have a personal interest in the people and communities in which we live and work. Flexible, responsive, personal – these words may not often be heard about a bank, but they are the guiding principles of our business.
