USDA VS FHA in Carlisle, Cumberland County, PA

In 2025, the USDA loan cap in Carlisle, Cumberland County, PA is set at $336,500, while the FHA loan ceiling for a single-family unit is $472,030.

Leverage the Lendersa® USDA loan calculator to compare the best USDA vs. FHA rates available today. Determine the income, credit, reserves, and documentation necessary to qualify. Our state-of-the-art mortgage calculator allows side-by-side viewing of USDA, FHA, Conforming, and VA options, helping you decide which program in aligns best with your financial goals.

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Loan Limits and Down Payment Requirements for 2025 in Carlisle, Cumberland County, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA vs. FHA Loan Alternatives in Carlisle, PA

Lendersa®'s mission is to provide you with the most advantageous USDA or FHA loans promptly and without hassle. Begin with one of three paths to align with lenders and discover USDA loan solutions.

Lendersa USDA loan request and matching results

What Defines a USDA Loan in PA?

A USDA home loan, guaranteed by the Department of Agriculture, also called a USDA rural development loan, is available only in rural locations. Unlike FHA loans, which require a minimum down payment of 3.5%, a USDA mortgage does not necessitate any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Viking Real Estate Group
  • 1078 Carol Lane, Suite 203, Lafayette, CA, 94549
  • Viking Real Estate Group is a full-service real estate investment and finance company, based in Lafayette, CA. we can provide our clients with a thorough and well-considered review of their particular situation and recommendations tailored to their specific requirements. Founded in 1995
  • Rubicon Mortgage Fund, LLC
  • 3575 Mt. Diablo Blvd., Suite 215, Lafayette, CA, 94549
  • Rubicon Mortgage Fund, LLC is a licensed California finance lender that consists of a diversified pool of loans collateralized by commercial and other types of investment real estate. Rubicon specializes in short-term secured loans and direct, hard money commercial lending. We are based in the San Francisco Bay Area.
  • Willow Financial
  • 4647 Columbia River Ct, San Jose, CA, 95136
  • Nadim Aziz is committed to helping you find the right mortgage product for your needs. I understand that every borrower is different, and I offer a variety of products to meet your individual requirements. I make the process of securing a mortgage simple and straightforward by offering you.
  • Santa Clara County Federal Credit Union
  • 1641 N. First St, Suite 170, San Jose, CA, 95112
  • We’re just what you’d expect in a financial institution and more than you ever imagined. For 70 years, we’ve focused our attention on providing members with the best financial solutions possible. Our thoughtful, caring approach has helped thousands of individuals step closer to their dreams.
  • Discovery Capital Corporation
  • 675 N. First Street, Suite 1240, San Jose, CA, 95112
  • Whether you need a conventional loan or jumbo, we can attain the best mortgage loan for you at most competitive rate and payment. We have access to wholesale lenders that are not readily available to the average borrower. Think Costco but mortgage rates and programs. We can find you any program (30 yr, 15 yr, ARMS)
  • VANTAGE POINT FINANCE
  • 2055 Junction Ave, San Jose, CA, 95131
  • Vantage Point Finance, you can expect friendly, professional advice and clear explanations of all of our available mortgage products, including our private loans and commercial financing options. We will walk you through the advantages and risks associated with each loan option and provide the guidance you need to help you make the right decision.
  • Morgan Real Estate & Financial, Inc
  • 2051 Junction Ave, Suite 237, San Jose, CA, 95131
  • We're a group of licensed real estate and mortgage consultants, dedicated to providing California home owners and investors best services. We provide home buying, selling and mortgage services as one stop shopping. In addition, we also provide EB-5 investment green card services to foreign investors as a total solution.
  • Ezqualify
  • 1925 Concourse Drive, Suite B, San Jose, CA, 95131
  • Fortunately, at EZQualify, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism, and consideration
  • Ann Do - Tera Capital Group
  • 2092 Concourse Drive, Suite 95, San Jose, CA, 95131
  • Tera Capital Group has quickly gained a lot attention and become among the top mortgage brokers in the industry. With a strong & long working relationship with many top wholesale lenders in CA, Tera Capital Group brings the mortgage solutions to our clients not only with the best possible rates, but the premium service that our clients deserve.
  • MAS Financing
  • 1905 O' Toole Way, San Jose, CA, 95131
  • At MAS Financing, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. We have relationships with many lenders.