USDA Vs. FHA your options comparison in East-Nottingham, Chester County, PA

During 2025, the USDA loan limit in East-Nottingham, located in Chester county, PA, is set at $345,000. For a single-family home, the FHA limit is $431,250.

Utilize Lendersa® USDA loan calculator to compare today’s best USDA and FHA rates, assessing income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, aiding in choosing which program in suits your financial situation ideally.

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2025 Loan Limits and Downpayment Requirements in East-Nottingham, Chester, PA

Loan Type Loan Limit Down Payment
USDA $345,000 0%
FHA $431,250 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in East-Nottingham, PA

The aim of Lendersa® is to effectively provide you with excellent USDA or FHA loans without hassle. Opt for one of three pathways to associate with matching lenders and USDA loan programs.

Lendersa USDA loan inquiries and matching outcomes

Understanding USDA Loans in PA

A USDA home loan, also called a USDA rural development loan, is backed by the Department of Agriculture and available only in rural neighborhoods. Unlike FHA loans requiring at least a 3.5% down payment, USDA mortgages do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 7700 Shrader Road, Richmond, VA, 23228
  • Connects Federal Credit Union is an independent, not-for-profit financial cooperative. Connects FCU is owned by its members, who are shareholders. Member share deposits provide the funds for loans to members and the income from loan interest is used to meet expenses and pay dividends on member accounts.
  • Direct Mortgage Brokers, LLC.
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  • Connecticut Community Bank, National Association
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  • Long Island Alliance Federal Credit Union
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  • Island Federal Credit Union
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