USDA and FHA Pro and Con in Lower-Oxford, Chester County, PA
In 2025, the USDA loan cap in Lower-Oxford, within Chester county of PA, is $345,000. Meanwhile, the FHA limit for a single-family home is $431,250.
Use the Lendersa® USDA loan calculator to explore and compare today’s best USDA vs. FHA rates, identifying the income, credit, reserves, and documents you need to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, guiding your decision on the best program in for your financial circumstances.
2025 Loan Limits & Down Payment Requirements in Lower-Oxford, Chester, PA
Loan Type
Loan Limit
Down Payment
USDA
$345,000
0%
FHA
$431,250
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Lower-Oxford, PA
The mission of Lendersa® is to help you obtain the best USDA or FHA loan quickly and effortlessly. Choose one of three methods to connect with lenders and USDA loan programs.
A USDA home loan is endorsed by the government’s Department of Agriculture. Known as a USDA rural development loan or USDA mortgage, it is available solely in rural areas. Unlike FHA loans, which require a minimum of 3.5% down payment, a USDA mortgage requires no down payment.
At 3-D Mortgage we are committed to building long term relationships.
We are dedicated to providing individual attention and service.
We care not only about your current mortgage and financial needs,
We also care about you, your future and your long term goals.
We provide individual attention and service.
509 Scott Ave, Suite 154, Woodland Park, CO, 80863
Skyridge Lending is committed to helping you find the right mortgage for your needs. We offer a variety of products, including Conventional, FHA, VA, USDA and more. Currently lending in CO, TX, OK, CA, AK, and HI. Call us for a free assessment today!variety of products, including Conventional, FHA, VA
Credit Union of the Rockies is a member-owned, not-for-profit financial institution that provides financial services to people who have a common bond through occupation, association or community. We were established in 1937 to service the Farm Security Administration in Denver.We strive to enrich lives in our mountain communities while helping you.
On Tap Credit Union is a full-service financial institution with assets in excess of $360 million. With a robust online banking mobile platform as well as our Arvada and Golden branch locations, On Tap Credit Union has provided exceptional financial service to members for over 60 years.
Colorado Unified Lending is committed to finding the right mortgage product for your needs. We understand that every borrower is unique, and we offer a variety of products to meet your individual requirements. We make securing a mortgage simple and straightforward by offering you the latest in financial tools to enable you.
1898 Denver West Ct, Suite 1225, Golden, CO, 80401
Tljmortgage LLC is a Colorado Limited-Liability Company filed On October 10, 2012. The company's filing status is listed as Good Standing and its File Number is 20121565463.
The Registered Agent on file for this company is Teree L Johnson and is located at 1898 Denver West Ct Suite #1225, Golden, CO 80401.
We are the breath of fresh air Colorado's dreamers are looking for. Power Credit Union sees beyond the money to empower members with the financial resources they need to live the life they want to live. We have a sincere interest in our members’ well-being and always have their best interest in mind.
MWCU is a locally owned and operated Credit Union serving the citizens of Pueblo & Custer County with exceptional customer service, reliable products and cutting edge technology to meet the needs of the busy, hardworking individuals we serve. Minnequa Works Credit Union is unlike other types of financial institutions that need to generate a profit.
NeighborWorks Southern Colorado (NWSoCo) is a registered 501(c)3 nonprofit organization located in Pueblo, CO. As an affiliate member of NeighborWorks America with 40 years of experience and a network of community partners, NWSoCo is uniquely qualified to meet the needs of communities across Southern Colorado.
Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.and There are a number of different types of home loans available to you.
