USDA and FHA Pro and Con in Fulton, Lancaster County, PA

In 2025, the USDA loan limit for Fulton, located in Lancaster County, PA, is $336,500, whereas the FHA loan limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to explore current USDA versus FHA rates, assessing the income, credit, reserves, and documents required for qualification. Our sophisticated mortgage calculator enables a side-by-side comparison of USDA, FHA, Conforming, and VA options, guiding you to choose the most suitable program in for your financial situation.

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2025 Loan Limits and Down Payment Requirements in Fulton, Lancaster County, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Fulton, PA

At Lendersa®, our goal is to efficiently match you with the ideal USDA or FHA loan. Select from three starting options to connect with lenders and suitable USDA loan programs.

Results of Lendersa USDA loan request matching process

Understanding USDA Loans in PA

The USDA home loan, backed by the government Department of Agriculture and also known as a USDA rural development loan or mortgage, is specifically available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans do not require any down payment, offering a significant advantage for qualifying buyers in these locations.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 650 S Shackleford Rd, Suite 150, Little Rock, AR, 72211
  • Eagle Bank & Trust Company has been serving customers in central Arkansas and beyond since 1919. From our humble beginnings, we’ve grown to 13 full-service Bank locations and mortgage loan production offices located in six states (Arkansas, Florida, Idaho, Louisiana, Mississippi, and Tennessee
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