In 2026, the USDA loan limit for Fulton, located in Lancaster County, PA, is $336,500, whereas the FHA loan limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to explore current USDA versus FHA rates, assessing the income, credit, reserves, and documents required for qualification. Our sophisticated mortgage calculator enables a side-by-side comparison of USDA, FHA, Conforming, and VA options, guiding you to choose the most suitable program in
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
At Lendersa®, our goal is to efficiently match you with the ideal USDA or FHA loan. Select from three starting options to connect with lenders and suitable USDA loan programs.
The USDA home loan, backed by the government Department of Agriculture and also known as a USDA rural development loan or mortgage, is specifically available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans do not require any down payment, offering a significant advantage for qualifying buyers in these locations.
Enter your location to find out if it qualifies for USDA rural housing loan?
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