USDA and FHA Pro and Con in Edgewood, Allegheny County, PA

In 2026, the USDA loan limit for Edgewood, located in Allegheny, PA, is $336,500. In contrast, the FHA limit for a single-family house is $472,030.

Use the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates and determine required qualifications such as income, credit, reserves, and documents. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA programs side by side to decide which option in is best suited to your financial circumstances.

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2026 Loan Limits and Downpayment Requirements in Edgewood, County of Allegheny, PA

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Edgewood, PA

The goal of Lendersa® is to get you the best USDA or FHA loan quickly and effortlessly. Select one of three paths to connect with compatible lenders and discover USDA loan programs.

Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in PA

A USDA home loan, supported by the government Department of Agriculture and also termed a USDA rural development loan, is exclusive to rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, the USDA mortgage requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • The First National Bank of St. Ignace
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  • SAFE Federal Credit Union
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  • Mortgage Capital Group Inc
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  • Province Mortgage Associates, Inc
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