USDA Vs. FHA your options comparison in Edgewood, Allegheny County, PA

In 2026, the USDA loan limit for Edgewood, located in Allegheny, PA, is $336,500. In contrast, the FHA limit for a single-family house is $472,030.

Use the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates and determine required qualifications such as income, credit, reserves, and documents. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA programs side by side to decide which option in is best suited to your financial circumstances.

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2026 Loan Limits and Downpayment Requirements in Edgewood, County of Allegheny, PA

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Edgewood, PA

The goal of Lendersa® is to get you the best USDA or FHA loan quickly and effortlessly. Select one of three paths to connect with compatible lenders and discover USDA loan programs.

Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in PA

A USDA home loan, supported by the government Department of Agriculture and also termed a USDA rural development loan, is exclusive to rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, the USDA mortgage requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Edgewood Lenders

  • Forest Hills Mortgage
  • 5825 Darlington Rd, Pittsburgh, PA, 15221
  • Lends in Pennsylvania
  • Founded in 2020, but working and learning the mortgage industry since 2003, the key to success has been a combination of consistently offering the best products, pricing, and above all providing outstanding customer service. We take pride in treating our clients with honesty and integrity.

  • Priority Financial Services Inc
  • 2140 Ardmore Boulevard, Pittsburgh, PA, 15221
  • Lends in Pennsylvania
  • Priority Financial Services was incorporated in 2000 in Pittsburgh. The company is a mortgage brokerage firm involved in the origination of mortgages for residential, commercial and investment properties. The company is licensed by the Pennsylvania Department of Banking. All loan originators have passed the mortgage originator exam.

  • Lend Financial Mortgage LLC
  • 808 Walnut Street, Pittsburgh, PA, 15221
  • Lends in Pennsylvania
  • We provide customers with the best rates and have the process to purchase or refinance a home effortless. We are a full service mortgage broker. We are currently licensed in Pennsylvania and Georgia. We know one thing which is mortgages. That is what we specialize in and we go above and beyond for you. Call us now for a no obligation quote.

  • JP Real Estate Funding LLC.
  • 5831 Forward Ave #1168, Pittsburgh, PA, 15217
  • Lends in Pennsylvania
  • Ezra Javasky is the founder and CEO of JP Real Estate Funding. Ezra has been in the hard money space since 2013, having funded over $200mm in both short and long term loans. He works with both experienced and new investors helping them finance flips and rentals nationwide. His knowledge, experience throughout his career and great customer service

  • The East End Food Co-op Federal Credit Union
  • 7516 Meade Street, Pittsburgh, PA, 15208
  • Lends in Pennsylvania
  • The East End Food Co-op Federal Credit Union is a member-owned and democratically-governed non-profit financial cooperative. Together, we strive to provide equitable access to fair and transparent banking and credit. We are committed to safe, sound and sustainable banking that responds to the needs of the community, nurtures financial growth.

  • Tri Boro Federal Credit Union
  • 600 East 8th Avenue, Munhall, PA, 15120
  • Lends in Pennsylvania
  • We are a full service credit union servicing nearly 15, 000 members. The philosophy of Tri Boro Federal Credit Union is to offer quality service and products to our members. Our belief is you do not have to pay high prices to deposit or access your own funds. We offer numerous financial services that hopefully will meet your every need.

  • URE Federal Credit Union
  • 201 Beech Street, East Pittsburgh, PA, 15112
  • Lends in Pennsylvania
  • URE Federal Credit Union to promote thrift among its members and to provide access to financial empowerment through low cost financial services. URE is committed to providing quality services to our members in a prompt, courteous and responsible manner, while maintaining competitive rates

  • Irvin Works Federal Credit Union
  • 1301 Camp Hollow Raod, West Mifflin, PA, 15122
  • Lends in Pennsylvania
  • The Irvin Works Federal Credit Union has been serving employees of the Irvin Works Mill & their families for the past 80 years. We promise to continue to be “Your Full-Service Financial Institution: Growing and Changing for the Future of Our Members.
    Over the years our Credit Union happily has been serving the Steel Workers of the Mon Valley Works

  • Ukrainian Selfreliance of Western Pennsylvania Federal Credit Union
  • 95 South Seventh Street, Pittsburgh, PA, 15203
  • Lends in Pennsylvania
  • The Ukrainian Selfreliance of Western Pennsylvania Federal Credit Union is a co-operative, not-for-profit and member-owned financial institution serving the Ukrainian American community of Western Pennsylvania. Our goal has been to serve the financial needs of our members and our community. We return excess earnings to our members.