USDA VS FHA in Wilkinsburg, Allegheny County, PA

For 2026, in Wilkinsburg, Allegheny County, PA, the USDA loan limit is $336,500; meanwhile, the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates, and determine the income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding your decision on which program in is ideally suited to your financial needs.

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2026 Loan Limits & Down Payment Requirements in Wilkinsburg, Allegheny, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA & FHA Loan Options in Wilkinsburg, PA

The mission of Lendersa® is to quickly secure the best USDA or FHA loan for you, without hassle. Start by selecting one of three initial paths leading to matching lenders and suitable USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

The USDA home loan, guaranteed by the Department of Agriculture and also called a USDA rural development loan or mortgage, is available only in rural areas. Unlike FHA loans that mandate a minimum 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



Wilkinsburg Lenders

  • Forest Hills Mortgage
  • 5825 Darlington Rd, Pittsburgh, PA, 15221
  • Lends in Pennsylvania
  • Founded in 2020, but working and learning the mortgage industry since 2003, the key to success has been a combination of consistently offering the best products, pricing, and above all providing outstanding customer service. We take pride in treating our clients with honesty and integrity.

  • Priority Financial Services Inc
  • 2140 Ardmore Boulevard, Pittsburgh, PA, 15221
  • Lends in Pennsylvania
  • Priority Financial Services was incorporated in 2000 in Pittsburgh. The company is a mortgage brokerage firm involved in the origination of mortgages for residential, commercial and investment properties. The company is licensed by the Pennsylvania Department of Banking. All loan originators have passed the mortgage originator exam.

  • Lend Financial Mortgage LLC
  • 808 Walnut Street, Pittsburgh, PA, 15221
  • Lends in Pennsylvania
  • We provide customers with the best rates and have the process to purchase or refinance a home effortless. We are a full service mortgage broker. We are currently licensed in Pennsylvania and Georgia. We know one thing which is mortgages. That is what we specialize in and we go above and beyond for you. Call us now for a no obligation quote.

  • The East End Food Co-op Federal Credit Union
  • 7516 Meade Street, Pittsburgh, PA, 15208
  • Lends in Pennsylvania
  • The East End Food Co-op Federal Credit Union is a member-owned and democratically-governed non-profit financial cooperative. Together, we strive to provide equitable access to fair and transparent banking and credit. We are committed to safe, sound and sustainable banking that responds to the needs of the community, nurtures financial growth.

  • URE Federal Credit Union
  • 201 Beech Street, East Pittsburgh, PA, 15112
  • Lends in Pennsylvania
  • URE Federal Credit Union to promote thrift among its members and to provide access to financial empowerment through low cost financial services. URE is committed to providing quality services to our members in a prompt, courteous and responsible manner, while maintaining competitive rates

  • JP Real Estate Funding LLC.
  • 5831 Forward Ave #1168, Pittsburgh, PA, 15217
  • Lends in Pennsylvania
  • Ezra Javasky is the founder and CEO of JP Real Estate Funding. Ezra has been in the hard money space since 2013, having funded over $200mm in both short and long term loans. He works with both experienced and new investors helping them finance flips and rentals nationwide. His knowledge, experience throughout his career and great customer service

  • Tri Boro Federal Credit Union
  • 600 East 8th Avenue, Munhall, PA, 15120
  • Lends in Pennsylvania
  • We are a full service credit union servicing nearly 15, 000 members. The philosophy of Tri Boro Federal Credit Union is to offer quality service and products to our members. Our belief is you do not have to pay high prices to deposit or access your own funds. We offer numerous financial services that hopefully will meet your every need.

  • Compass Savings Bank
  • 111 Westinghouse Avenue, Wilmerding, PA, 15148
  • Lends in Pennsylvania
  • Compass Savings Bank is a branch office of Compass Savings Bank. They provide the following services: Full Service Office Location and are located at 111 Westinghouse Ave in Wilmerding Pennsylvania.
    Mobile and traditional directions to this location can be found below along with ratings, lobby hours, their phone number,

  • VA Pittsburgh Employees FCU Mobile
  • 1010 Delafield Road, Pittsburgh, PA, 15215
  • Lends in Pennsylvania
  • The VA Pittsburgh Employees FCU was established in 1954 as a not-for-profit or charity organization. We stand for the service, mutual financial well-being and opportunity for our members. Today our mission statement remains the same and our vision is to strive to be our members' institution of choice for comprehensive financial services.