USDA Vs. FHA your options comparison in Wilkinsburg, Allegheny County, PA

For 2025, in Wilkinsburg, Allegheny County, PA, the USDA loan limit is $336,500; meanwhile, the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates, and determine the income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding your decision on which program in is ideally suited to your financial needs.

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2025 Loan Limits & Down Payment Requirements in Wilkinsburg, Allegheny, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA & FHA Loan Options in Wilkinsburg, PA

The mission of Lendersa® is to quickly secure the best USDA or FHA loan for you, without hassle. Start by selecting one of three initial paths leading to matching lenders and suitable USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

The USDA home loan, guaranteed by the Department of Agriculture and also called a USDA rural development loan or mortgage, is available only in rural areas. Unlike FHA loans that mandate a minimum 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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