USDA Vs. FHA Pro and Con comparison in Wilkinsburg, Allegheny County, PA

For 2025, in Wilkinsburg, Allegheny County, PA, the USDA loan limit is $336,500; meanwhile, the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates, and determine the income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding your decision on which program in is ideally suited to your financial needs.

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2025 Loan Limits & Down Payment Requirements in Wilkinsburg, Allegheny, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA & FHA Loan Options in Wilkinsburg, PA

The mission of Lendersa® is to quickly secure the best USDA or FHA loan for you, without hassle. Start by selecting one of three initial paths leading to matching lenders and suitable USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

The USDA home loan, guaranteed by the Department of Agriculture and also called a USDA rural development loan or mortgage, is available only in rural areas. Unlike FHA loans that mandate a minimum 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • EquityMine
  • 7214 Foothill Boulevard, Tujunga, CA, 91042
  • EquityMine foudner of the Virginia Verzhine Tonoyan We have over 15 years of experience in the real estate and mortgage loan industry We are a family owned and operated full Real Estate and Mortgage Broker company. We are a one stop location where we can help you find a property and help you get a loan
  • Semper Financial
  • 6067 Belle Avenue, Buena Park, CA, 90620
  • At Semper Financial, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Cascara Capital LLC
  • 105 Central Way, Suite 205, Kirkland, WA, 98033
  • Cascara Capital provides business-purpose bridge loans, hard money loans, and investment loans only and does not provide funding for primary and secondary residences. We offer short term loans to investors looking to acquire distressed residential real estate and often do not require appraisals or inspections.
  • LoanZilla
  • 6620 Lake Washington Blvd NE, Suite 302, Kirkland, WA, 98033
  • In business since 2006 and armed with many decades of experience, we provide our clients expert guidance to secure the best mortgage, at the best terms, and with the right lender for your specific financial profile. We listen, ask the right questions to get a complete picture, and then show you what your best options are and why.
  • Home Trust Financial
  • 135 Lake Street South, Suite 230, Kirkland, WA, 98033
  • At Home Trust Financial (NMLS # 1761573), where we specialize in residential mortgages. At Home Trust Financial, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • Washington Discount Mortgage LLC
  • 8213 131st Avenue Northeast, Kirkland, WA, 98033
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide our clients with amazing low rates and great loan programs. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. We've been helping customers afford the home of their dreams for many years.
  • University Mortgage Funding Corp
  • 4315 Lake Washington Blvd, Suite 3004, Kirkland, WA, 98033
  • The University Mortgage Funding Corp. Team is committed to providing clients with the highest quality home loans combined with some of the most competitive mortgage rates available in all of Washington. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan.
  • Bellwether Lending Inc
  • 10415 113th Place NE, Kirkland, WA, 98033
  • BellWeather Lending inc is full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with great rates.
  • Washington First Mortgage Loan Corporation
  • 4055 Lake Washington Blvd, Suite 100, Kirkland, WA, 98033
  • Washington First Mortgage Loan Corp. is committed to providing helpful, honest, and accurate advice to assist borrowers in choosing a product that meets their financial needs. We offer our clients excellent customer service and a wide variety of competitive mortgage pricing options in Washington, California, Oregon, and Arizona.