USDA Vs. FHA Pro and Con comparison in Forest-Hills, Allegheny County, PA

For 2025, the USDA loan cap in Forest-Hills, found in Allegheny county, PA, is $285,000. In contrast, the FHA limit for a single-family home is $356,362.

The Lendersa® USDA loan calculator lets you compare today's top USDA and FHA rates, helping determine needed income, credit scores, reserves, and documents for qualification. Our sophisticated mortgage calculator places USDA, FHA, Conforming, and VA options side by side, guiding you in choosing the program best suited for your financial circumstances in .

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2025 Loan Limits and Down Payment Requirements in Forest-Hills, Allegheny, PA

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Forest-Hills, PA

Lendersa® aims to quickly provide you with the optimal USDA or FHA loan, free of hassle. Choose from three beginning paths that match you with suitable lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What Defines a USDA Loan in PA?

A USDA home loan, backed by the government Department of Agriculture, often called a USDA rural development loan or mortgage, is intended for rural areas alone. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage offers the advantage of no down payment necessity.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Security Financial Mortgage Corp LLC
  • 24 West Main Street, Unit B, Clinton, CT, 06413
  • Security Financial Mortgage Corp., is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
  • CBBC Bank
  • 330 E. Broadway, Maryville, TN, 37804
  • CBBC Bank is to make our LOCAL community a better place to live and work. This is accomplished by employing highly skilled and motivated team members with personal integrity and strong core values. Our commitment is to anticipate and exceed expectations in providing the best possible banking solutions.
  • Vanderbilt Mortgage and Finance, Inc.
  • 500 Alcoa Trail, Maryville, TN, 37804
  • Vanderbilt Mortgage and Finance, Inc., a national housing lender, specializes in the financing of new modular and manufactured homes. VMF was established in 1974 and currently services over 200,000 loans. Our strength as an organization is rooted in the quality of our people and products.
  • Enrichment FCU
  • 201 South Illinois Avenue, Oak Ridge, TN, 37831
  • Enrichment Federal Credit Union opened its first small office In 1950, as K-25 Federal Credit Union to provide financial services to the employees of the Oak Ridge Gaseous Diffusion Plant (K-25). The K-25 plant enriched uranium as part of the Manhattan Project. In 2003 we converted to a community charter which expanded our field of membership.
  • ORNL Federal Credit Union
  • ornlfcuse!52261, Oak Ridge, TN, 37831
  • ORNL Federal Credit Union (FCU) is a not-for-profit, member-owned financial cooperative benefiting all who belong. Since 1948, our mission has been to help our members create healthy relationships with their money. By helping hundreds of thousands of members see success, we have become one of the largest credit unions in East Tennessee.
  • Finex Credit Union
  • 616 Burnside Avenue, East Hartford, CT, 06108
  • Finex is a credit union. We are a cooperative, not-for-profit financial institution owned by our members. The purpose of a credit union is to use its income to provide affordable, quality products and services to members. We work hard to enrich the quality of life for others. The Finex difference is all in how we do banking.
  • America's First Network Credit Union
  • 92 Pitkin Street, East Hartford, CT, 06108
  • America’s First Network Credit Union was founded in 1976 in Clinton Connecticut under its original name, Chesebrough-Pond’s Federal Credit Union. In May of 1989, our Trumbull Connecticut office was opened in Unilever’s Corporate Complex, where we still maintain a branch. America's First Network Credit Union now has 8 offices located in 2 states.
  • Mortgage Markets Cuso
  • 616 Burnside Avenue, East Hartford, CT, 06108
  • Finex Credit Union created Mortgage Markets CUSO, LLC in 2003 to address a common issue facing many Connecticut credit unions: sending members to banks for mortgages and jeopardizing their all-important ongoing member relationships. The Mortgage Markets CUSO, LLC mission is to empower our credit union
  • Global Funding Group, LLC
  • 1622 Main Street, East Hartford, CT, 06108
  • Global Funding Group, LLC is a private lending company for commercial real estate projects. If you are looking for a fast and easy alternative to fund your next flip, look no further. With our transparent terms & conditions, online application process, and quick response times, Global Funding Group is the obvious choice for funding.
  • 1st Heritage Credit
  • 110 N Anderson Rd, Suite 118, Rock Hill, SC, 29730
  • First Heritage Credit is the perfect place to start a career in Consumer Finance. With operations in 100+ branch offices in Alabama, Louisiana, Mississippi, South Carolina, and Tennessee, we’re looking for motivated and customer-focused individuals to start a career with us. Our goal is to help our customers achieve their goals.
  • Qualfirst Mortgage
  • 742 N. Anderson Rd, Suite 118, Rock Hill, SC, 29730
  • Qualfirst Mortgage is a full-service mortgage brokerage firm, covering North and South Carolina, that is partnered with America's best Mortgage Lenders. We will provide to you the best service, best turnaround times, lowest rate and most flexible mortgage loan products and Qualfirst Mortgage has 30 years of lending experience
  • Carolina Capital Management
  • 234 Johnston St., Rock Hill, SC, 29730
  • Carolina Hard Money is a commercial loan broker company serving the needs of the Real Estate Investor borrower who are striving to build wealth and generate income for themselves and for their families. We offer “hard money rehab loans” for investors only in “North Carolina and South Carolina”. As part of our business practices, we also serve as co