For 2025, the USDA loan cap in Forest-Hills, found in Allegheny county, PA, is $285,000. In contrast, the FHA limit for a single-family home is $356,362.
The Lendersa® USDA loan calculator lets you compare today's top USDA and FHA rates, helping determine needed income, credit scores, reserves, and documents for qualification. Our sophisticated mortgage calculator places USDA, FHA, Conforming, and VA options side by side, guiding you in choosing the program best suited for your financial circumstances in
Explore offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® aims to quickly provide you with the optimal USDA or FHA loan, free of hassle. Choose from three beginning paths that match you with suitable lenders and USDA loan programs.
A USDA home loan, backed by the government Department of Agriculture, often called a USDA rural development loan or mortgage, is intended for rural areas alone. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage offers the advantage of no down payment necessity.
Enter your location to find out if it qualifies for USDA rural housing loan?
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