In 2025, the USDA loan threshold in Swissvale, situated in the county of Allegheny, PA, is $336,500. For a single-family home, the FHA limit is $472,030.
Utilize the Lendersa® USDA loan calculator to contrast today's top rates for USDA versus FHA loans. This tool helps you figure out the necessary income, credit requirements, reserves, and documents needed to qualify. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, aiding your decision on which program in Alabama best fits your financial situation.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to promptly secure you the best USDA or FHA loan options without difficulty. Begin with one of three methods leading to a match with lenders and USDA loan solutions.
A USDA home loan, or USDA rural development loan/mortgage, is a government-backed option by the Department of Agriculture, available exclusively in rural areas. This type of loan requires no down payment, as opposed to FHA loans which mandate a minimum of 3.5% down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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