In 2026, the USDA loan limit for Erie, situated in Erie county, PA, is $336,500, while the FHA loan limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the top USDA versus FHA rates today. Determine the necessary income, credit, reserves, and documents required for qualification. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, helping you pick the best program for your financial circumstances in .
2026 Loan Limits and Down Payment Requirements in Erie, Erie, PA
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Erie, PA
The objective of Lendersa® is to secure you the most advantageous USDA or FHA loan quickly and with ease. Choose from three starting points that connect you with matching lenders and USDA loan programs.
A USDA home loan is insured by the Department of Agriculture, also known as a USDA rural development loan or mortgage, and is available in rural areas only. Unlike FHA loans which require a minimum down payment of 3.5%, USDA loans need no down payment at all.
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I'm Alie Bard and I'd like to thank you for your interest & take this opportunity to tell you a little about myself. I have been in the mortgage industry since early 2009, so you can trust that I have the knowledge & skills necessary to understand complex mortgage rules & regulations, providing you with the perfect loan for your personal needs.
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