USDA VS FHA in Erie, Erie County, PA

In 2025, the USDA loan limit for Erie, situated in Erie county, PA, is $336,500, while the FHA loan limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the top USDA versus FHA rates today. Determine the necessary income, credit, reserves, and documents required for qualification. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, helping you pick the best program for your financial circumstances in .

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2025 Loan Limits and Down Payment Requirements in Erie, Erie, PA

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Erie, PA

The objective of Lendersa® is to secure you the most advantageous USDA or FHA loan quickly and with ease. Choose from three starting points that connect you with matching lenders and USDA loan programs.

Lendersa provides USDA loan request matching results

Understanding USDA Loans in PA

A USDA home loan is insured by the Department of Agriculture, also known as a USDA rural development loan or mortgage, and is available in rural areas only. Unlike FHA loans which require a minimum down payment of 3.5%, USDA loans need no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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