USDA Vs. FHA your options comparison in Erie, Erie County, PA
In 2025, the USDA loan limit for Erie, situated in Erie county, PA, is $336,500, while the FHA loan limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the top USDA versus FHA rates today. Determine the necessary income, credit, reserves, and documents required for qualification. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, helping you pick the best program for your financial circumstances in .
2025 Loan Limits and Down Payment Requirements in Erie, Erie, PA
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Erie, PA
The objective of Lendersa® is to secure you the most advantageous USDA or FHA loan quickly and with ease. Choose from three starting points that connect you with matching lenders and USDA loan programs.
A USDA home loan is insured by the Department of Agriculture, also known as a USDA rural development loan or mortgage, and is available in rural areas only. Unlike FHA loans which require a minimum down payment of 3.5%, USDA loans need no down payment at all.
1975 Sansburys Way, Suite 103, West Palm Beach, FL, 33411
Our Mortgage Professionals have combined financial experience helping Realtors, their clients, homeowners & business owners for over 35 years.President Donald Cahill, has established a professional reputation of honesty, integrity, & competence within the Morgagre Brokerage industry.Southwind Mortgage the practices can be summed up in one sentence.
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400 E. Broadway Ave, Suite 303, Bismarck, ND, 58501
eLendingNow was established in Bismarck North Dakota in 2001.Since the beginning, eLendingNow has been committed to helping you find the right home mortgage for your needs. We understand that every borrower is different, and we offer a variety of home loans designed to meet your individual situation.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
