USDA Loan Vs. FHA loan for Erie, PA [Erie County Rates 2023]

In 2025, USDA loan limit in Erie, county of Erie, PA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Erie, PA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Pennsylvania?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(915) 593-5866 1609 miles Lender's profile and map Reviews evolve Federal Credit Union 8820 Gazelle Drive, El Paso, TX, 79925 evolve Federal Credit Union offers a full-service banking for anyone who lives, works or worships in El Paso. With 4 branch locations throughout El Paso, a full range of online services, and our mobile app, we can provide all of our members with a simple, easy and fast way to bank. Our mission is to build member loyalty through service.
(915) 778-9221 1609 miles Lender's profile and map Reviews GECU 1225 Airway Blvd, El Paso, TX, 79925 In 1932, 11 El Paso civil servants pooled $5 each to form a credit union. Today, GECU is the largest and one of the strongest locally owned financial institutions in the city we call home with more than 400, 000 members, 30 branches. For over 85 years the people of our communities have been helping each other make dreams come true.
(915) 276-7629 1609 miles Lender's profile and map Reviews Sun City Home Loans 1155 Westmoreland Dr, Suite 107, El Paso, TX, 79925 Sun City Home Loans offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the El Paso area. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of mortgage brokers.
(208) 523-0090 1611 miles Lender's profile and map Reviews MEMBERS PREFERRED CREDIT UNION 1515 Hoopes Avenue, Idaho Falls, ID, 83404 Members Preferred Credit Union has been open since . It's the 21st largest credit union in Idaho with assets totaling $44.43 Million and providing banking services to more than 4,000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans
(208) 525-9200 1611 miles Lender's profile and map Reviews Teton Financial 1970 East 17th Street, Idaho Falls, ID, 83404 A good surprise can fill you with excitement and joy. A financial surprise, on the other hand, is right up there with unjust parking tickets and an unexpected flat. When dealing with sudden purchases on limited funds, the stress can be insurmountable. What do you do in a situation like that? You call Teton Financial.
(208) 589-4204 1611 miles Lender's profile and map Reviews Idaho First Mortgage - Oswald Talbot Group 3340 Merlin Drive, Idaho Falls, ID, 83404 We're a full service mortgage lender with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms
(208) 932-4559 1611 miles Lender's profile and map Reviews Bell Financial Group 1833 E 17th St, Idaho Falls, ID, 83404 Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in Idaho, Our team specializes in Southeast Idaho, including Idaho Falls, Pocatello, Rexburg, Rigby, and Blaclfoot. Whether you are purchasing your dream home, refinancing an outstanding loan, or consolidating debt
(208) 525-8778 1611 miles Lender's profile and map Reviews InterWest Mortgage 1275 E 17th St, Idaho Falls, ID, 83404 InterWest Mortgage, who recently merged with Eagle Bank & Trust, has built a strong reputation as an outstanding mortgage company. Under the leadership of SVP/Branch Manager Joni Kepler, InterWest has regularly been recognized as one of Idaho Falls’ and Bonneville County’s top lenders.
(208) 243-9100 1611 miles Lender's profile and map Reviews Idaho First Mortgage 3340 Merlin Dr, Suite 200, Idaho Falls, ID, 83404 We have built a strong reputation as an outstanding mortgage lender, serving the needs of homebuyers throughout the state. We’re a full service mortgage lender with an experienced staff offering expertise in every area of mortgage lending…from purchase to refinance to construction lending.
(435) 637-2443 1611 miles Lender's profile and map Reviews Eastern Utah Community Credit Union 675 E 100 N, Price, UT, 84501 Eastern Utah Community Credit Union we take the credit union philosophy of "People Helping People" to heart. Come in today and let our experienced staff show you what makes us different from other financial institutions. Apply for membership today at Credit Union we take the credit union.
(915) 544-2215 1613 miles Lender's profile and map Reviews Mountain Star Federal Credit Union 2229 East Yandell Drive, El Paso, TX, 79903 Mountain Star Federal Credit Union (MSFCU) was formed in 1935 to help serve the financial needs of its members/owners. Our commitment to members needs has resulted in 80 years of success. Today, our credit union is one of the strongest financial institutions in West Texas and Southern New Mexico.