USDA VS FHA in Exton, Chester County, PA

Within 2025, the USDA loan limit in Exton, county of Chester, PA, stands at $381,800. Meanwhile, the FHA limit for a single-family home is $529,000.

Utilize the Lendersa® USDA loan calculator to evaluate today's superior USDA vs. FHA rates, and find out the income, credit score, reserves, and documentation necessary for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, enabling you to decide which program in is ideal for your financial circumstances.

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2025 Loan Limits and Downpayment Requirements in Exton, Chester, PA

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Exton, PA

The mission of Lendersa® is to connect you promptly with the best USDA or FHA loan options, free from hassle. Choose one of three starting points that link you to matching lenders and USDA loan programs.

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What is a USDA Loan in PA?

A USDA home loan, guaranteed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans, which necessitate a minimum 3.5% down payment, USDA loans demand no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • MortgageMint LLC
  • 8310 S Valley Highway, Suite 300, Englewood, CO, 80112
  • The MortgageMint specializes in Jumbo Loans for clientele seeking non-conforming loan sizes over $625, 000 and up to $3, 000, 000. We offer jumbo loans with as little as 10% down payment. Our Colorado Jumbo Rates consistently beat the national average. and also Our Mortgage Rate Quotes / Estimates will provide you with the best rate.
  • One Source Lending LLC
  • 6860 South Yosemite Court, Suite 2000, Centennial, CO, 80112
  • One Source Lending are a Wholesale Mortgage Broker for the Purchase or Refinance of your Home. We are happy to provide a free comparison on any current quote you have with any other lender. We want you to know if your getting the best rate and lowest costs on typically the biggest transaction anyone makes in LIFE
  • Oxford Mortgage LLC
  • 6300 South Syracuse, Suite 155, Centennial, CO, 80111
  • Oxford Mortgage, LLC offers a variety of loan programs to meet your needs. Our team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available. Whether you are first time home buyer, purchasing another home, refinancing an outstanding loan, or consolidating debt.
  • Professional Mortgage Source LLC
  • 6021 South Syracuse Way, Suite 305, Greenwood Village, CO, 80111
  • Professional Mortgage Source is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage brokers can help.
  • Money Max Mortgage Inc
  • 5975 South Quebec Street, Suite 275, Englewood, CO, 80111
  • Money Max Mortgage Use our home loan calculator to estimate your mortgage payment, with taxes and insurance. Simply enter the price of the home, your down payment, and details about the home loan to calculate your mortgage payment breakdown, schedule, and more and also Deciding on the perfect house can be challenging. MoneyMax Mortgage Inc.
  • Premier Coastal Lending
  • 6436 South Racine Circle, Suite 117, Centennial, CO, 80111
  • We are a full service mortgage brokerage with our main office out of Orlando. We service all areas of Florida and specialize in purchase loans and refinances. We have a range of all loan products from down payment assistance to non QM jumbo financing. and We've been helping customers afford the home of their dreams for many years.
  • Prime Mortgage LLC
  • 8400 East Crescent Parkway, Suite 600, Englewood, CO, 80111
  • Prime Mortgage, LLC is committed to making the mortgage loan application process SIMPLE. We listen, and take the time to understand your unique needs. By partnering with the top investors, we are able to provide a wide variety of loan solutions to meet your requirements. Over the last 20 years I have had the privilege of helping many people.
  • Ohn Home Loans LLC
  • 7887 East Belleview Avenue, Suite 1100, Denver, CO, 80111
  • OHn was founded out of the desire to bridge the gap between antiquated big banks and digital mortgage start-ups. Big Banks are typically slow, inconvenient and often unreliable. New digital mortgage start-ups lack the personal care, local expertise and product selection that is often necessary during the home buying process.
  • Custom Lending Inc
  • 7120 East Orchard Road, Suite 400, Englewood, CO, 80111
  • Our mission at Custom Lending is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • The Horn Funding Corp
  • 9155 East Nichols Avenue, Suite 150, Centennial, CO, 80112
  • The Horn Funding Corp is a local & family owned Colorado based Mortgage Lender. Structured to be agile and qualitative, The Horn Funding Corp is the Non-Big Bank solution for people seeking mortgage financing. The employees of The Horn Funding Corp share the value system and strive to meet the needs and goals of ALL potential clients.
  • Colorado Lending Group
  • 8400 East Crescent Parkway, Suite 600, Englewood, CO, 80111
  • Colorado Lending Group is more than a mortgage lender—we are a team that strives to make home purchases and refinancing easier and more convenient. Serving Greenwood Village, Colorado, and the rest of the state, we strive to deliver up-to-date advice backed by more than 20 years of experience in the industry.