In 2026, the USDA loan limit in Fleetwood, located in Berks county, PA, is set at $336,500. Meanwhile, for a single-family home, the FHA limit stands at $472,030.
Utilize the Lendersa® USDA loan calculator for a comparison of the top USDA versus FHA rates available today. Assess the necessary income, credit score, reserves, and documentation required for qualification. Our advanced mortgage calculator offers side-by-side analyses of USDA, FHA, Conforming, and VA loans to help find the best program for your specific financial situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The primary objective of Lendersa® is to efficiently achieve the best USDA or FHA loans for you, free from hassle. Begin by choosing one of the three starting approaches below to connect with matching lenders and explore USDA loan packages.
The USDA home loan is a government-backed mortgage from the Department of Agriculture, also known as a USDA rural development loan. It is available exclusively in rural areas, differing from FHA loans that require at least a 3.5% down payment, as USDA mortgages need no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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