USDA Loan Vs. FHA loan for Fleetwood, PA [Berks County ]

In 2025, the USDA loan limit in Fleetwood, located in Berks county, PA, is set at $336,500. Meanwhile, for a single-family home, the FHA limit stands at $472,030.

Utilize the Lendersa® USDA loan calculator for a comparison of the top USDA versus FHA rates available today. Assess the necessary income, credit score, reserves, and documentation required for qualification. Our advanced mortgage calculator offers side-by-side analyses of USDA, FHA, Conforming, and VA loans to help find the best program for your specific financial situation in .

Exploring USDA and FHA Loan Options in Fleetwood, PA

The primary objective of Lendersa® is to efficiently achieve the best USDA or FHA loans for you, free from hassle. Begin by choosing one of the three starting approaches below to connect with matching lenders and explore USDA loan packages.

Diagram illustrating Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

The USDA home loan is a government-backed mortgage from the Department of Agriculture, also known as a USDA rural development loan. It is available exclusively in rural areas, differing from FHA loans that require at least a 3.5% down payment, as USDA mortgages need no down payment.

Get top 10
USDA LENDERS
customized to yout needes

(610) 489-7239 Lender's profile and map Reviews Superior Credit Union 100 Crosskeys Road, Collegeville, PA, 19426 Superior Credit Union was founded in 1956 by a group of workers at Superior Tube company in Collegeville, PA. We have grown from modest beginnings to a $50million credit union serving 6, 000 members. We offer all of the competitive services and products and much better rates and with less fees. We pride ourselves on top quality service
(484) 808-2020 Lender's profile and map Reviews Assured Financial Services Corporation 134 Second Avenue, Collegeville, PA, 19426 Assured Financial Services is committed to providing our clients with highest quality Mortgage Services combined with lowest interest rates available in your neighborhood. Our team is friendly, knowledgeable, and available to discuss a plan with you. We have partnered with top lenders so you will be given a competitive quote with low closing costs.
(610) 917-2157 Lender's profile and map Reviews Approval Plus Mortgage Services 609 Hamilton Street, Collegeville, PA, 19426 Approval Plus Mortgage Inc. of Collegeville, Pennsylvania, is a residential mortgage agency specializing in refinancing mortgage services. Boasting a five-star rating with ratings companies and clients, we go the extra mile. Nothing is more important to us than exceeding expectations and securing low interest rates for homeowners.
(267) 382-0690 Lender's profile and map Reviews Financial Access 440 Auburn Court, Souderton, PA, 18964 Financial Access, LLC is an established Pennsylvania (PA) mortgage broker founded in 2004 steadily serving a broad spectrum of client’s needs to attain a successful purchase or refinance loan. In accordance to the Pa law, Financial Access, LLC is licensed by the Pennsylvania Department of Banking and Securities
(484) 606-6634 Lender's profile and map Reviews Time Mortgage & Finance LLC 1008 Addison Lane, Souderton, PA, 18964 Time Mortgage and Finance LLC is a company that provides services in residential and commercial loans. Buying a house is one of the biggest purchases in one’s life, and we believe the experience should be as simple and memorable as possible. With the help of an expert from Time Mortgage,
(610) 590-2200 Lender's profile and map Reviews WORLD TRADE MORTGAGE LLC 1571 General Patton Drive, Downingtown, PA, 19335 World Trade Mortgage is a Pennsylvania Mortgage Broker located in Chester County. Our Senior Management has over 20 years of experience in the mortgage industry and related financial fields. Since inception we have focused on building our business one mortgage at a time. We value each and every customer
(610) 826-2239 Lender's profile and map Reviews First Northern Bank & Trust PO Box 217, Palmerton, PA, 18071 First Northern Bank & Trust Co, originally founded in 1907 as First National Bank of Palmerton, is the sole-subsidiary of Palm Bancorp, ( a unitary bank holding company). We are now a Fed-Member, State chartered bank with11 branches in four counties across Northeast Pennsylvania, including Monroe, Carbon, Lehigh and Northampton.
(570) 628-2400 Lender's profile and map Reviews CACL Federal Credit Union 1800 West Market Street, Pottsville, PA, 17901 The mission of CACL Federal Credit Union is to provide and promote the use of a variety of financial services which feature particular benefits and advantages over those generally available from other banking sources, with specific intent of helping members gain some particular measure of personal financial success.
(610) 363-9400 Lender's profile and map Reviews First Resource Bank 800 N. Pottstown Pike, Exton, PA, 19341 First Resource Bank is a locally owned and operated Pennsylvania state-chartered bank, serving the banking needs of businesses, professionals and individuals in the Delaware Valley. The Bank offers a full range of deposit and credit services with a high level of personalized service.
(800) 666-0191 Lender's profile and map Reviews Citadel Credit Union 520 Eagleview Boulevard, Exton, PA, 19341 Citadel is a not-for-profit credit union built on the unshakeable promise to serve those who work every day to build a better future for us all. For over 80 years, we’ve delivered a breadth of financial services, expert guidance, and innovative tools to help strengthen and grow businesses, families, and our local communities.
(610) 363-3027 Lender's profile and map Reviews J & S Mortgage Inc 311 Exton Commons, Exton, PA, 19341 J & S Mortgage, Inc. has well over 30 years of business and financial experience. We strive to provide quality service and products and can offer a large variety of loan packages. We work with Residential, Commercial, Home Equity, Debt Consolidation, Hard to Place Loans, Credit Issues, as well as working with Private Lenders.
(610) 594-8880 Lender's profile and map Reviews Advantage Financial Funding Corporation 124 John Robert Thomas Drive, Exton, PA, 19341 HomeRun is offered to a limited number of homebuyers each month. The first step is to register. You receive priority on a first-to-register basis. If you already are shopping for a home, register immediately to qualify for HomeRun benefits. If you plan to begin shopping for a home at any time in the next 12 months.