USDA Loan Vs. FHA loan for Richmond, PA 2025

In 2025, the USDA loan limit for Richmond, located in Berks, PA, is $336,500, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's USDA versus FHA rates and determine the necessary income, credit score, reserves, and documentation required for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loan options side by side, helping you decide which program in is best tailored to your financial situation.

Exploring USDA and FHA Loan Options in Richmond, PA

Lendersa® aims to provide you with the optimal USDA or FHA loan quickly and with ease. Choose one of three pathways to connect with lenders and USDA loan programs effectively.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan, guaranteed by the U.S. Department of Agriculture and also called a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans enable purchasing without any down payment.

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(816) 795-8500 Lender's profile and map Reviews Midwest Capital Mortgage, Inc. 1201 Landmark Ave, Suite 3, Liberty, MO, 64068 At Midwest Capital Mortgage, Inc. We are a full-service mortgage company based in Liberty, Missouri. We specialize in mortgages in Liberty, Kansas City, Overland Park, and Lenexa. We also serve the surrounding cities in Clay County, Platte County, Johnson County, and Jackson County.
(417) 739-9300 Lender's profile and map Reviews Table Rock Community Bank 1 Wildwood Ln, Kimberling City, MO, 65686 Table Rock Community Bank is your only local community bank in Stone County, Missouri. We exist to meet the banking needs of our customers and to make a positive difference in the communities we serve, including Kimberling City and Branson West. Table Rock Community Bank is a full-service bank providing personal
(888) 309-9705 Lender's profile and map Reviews Reverse Mortgage Reality 2345 Waburton Terrace, Wellington, FL, 33414 Our goal is education and service. We aim to teach you how you can utilize a reverse mortgage in Pennsylvania, New Jersey, Florida, or all across the United States. In fact, since 2008 we’ve helped over 431 seniors learn about and get reverse mortgages. At Reverse Mortgage Reality, we realize that no 2 seniors have the exact same situation.
(561) 337-4848 Lender's profile and map Reviews Sunvest Mortgage Group LLC 12794 Forest Hill Blvd, Suite 29, Wellington, FL, 33414 At Sunvest Mortgage Group, LLC we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
(561) 281-7518 Lender's profile and map Reviews Sunstate Mortgage LLC 12769 Forest Hill Blvd, Suite 1A, West Palm, FL, 33414 sunny South Florida, we are committed to making the mortgage process as simple as possible help make your dreams of becoming a homeowner a reality and also We can place all types of mortgages including purchases, refinances, equity takeouts, debt consolidations, renewals and mortgages for self employed.
(813) 591-5111 Lender's profile and map Reviews 5 Star Financial Group - Tampa Mortgage Lender 1503 South US Hwy 301, STE 109, Wellington, FL, 33414 5 Star Financial Group your resource for all your Tampa Bay mortgage and real estate needs. We offer many different types of home loan products along with many refinance options. Tampa Bay USDA loans are one of our biggest specialties. The USDA loan or rural development loan is a great program that can get you in a new home with no money down.
(561) 460-3003 Lender's profile and map Reviews 1st Mortgage Solution 420 FL-7 #174, Wellington, FL, 33414 1st Mortgage Solution group, Inc is a mortgage Broker Company. we are licensed in Florida . we work to help you find the best refinance options for your individual needs We have partnered with some of the best Home Loan providers in the country to ensure that you receive the best refinance options available
561 420 6106 Lender's profile and map Reviews Gold Star Mortgage Financial Group 13889 Wellington Trace, Suite A2, Wellington, FL, 33414 Founded in 2000 and headquartered in Ann Arbor, MI, Gold Star Mortgage Financial Group, Corporation is a direct lender and one of the nation’s premier mortgage companies, originating billions in home loans across the United States. Named one of the fastest growing companies by Inc.
(501) 256-7736 Lender's profile and map Reviews Guardian Home Mortgage Corporation 11825 Hinson Road, Suite 104, Little Rock, AR, 72212 We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan that is exclusively for you.
(816) 347-9355 Lender's profile and map Reviews Mortgage Funding Network, LLC 412 SE Green St., Lees Summit, MO, 64034 Mortgage Funding Network LLC is located in Holden, MO, United States and is part of the Nondepository Credit Intermediation Industry. Mortgage Funding Network LLC has 3 total employees across all of its locations and generates $243, 333 in sales (USD). Small family owned company that will represent you fiercely against the obstacles in your efforts
(816) 246-0002 Lender's profile and map Reviews Missouri Central Credit Union 825 NE Deerbrook St Lees, Lees Summit, MO, 64086 Missouri Central Credit Union was organized December 28, 1931 as Missouri State Credit Union. The name was changed to Missouri Central Credit Union at a meeting of the membership on November 18, 1960. The credit union moved to Lee’s Summit in September, 1994 and quickly became involved in the thriving Lee’s Summit community.