USDA Vs. FHA your options comparison in Rockland, Berks County, PA

In the year 2025, the USDA loan cap in Rockland, situated in the county of Berks, PA, is $336,500. Meanwhile, the FHA ceiling for single-family homes is marked at $472,030.

Utilize the Lendersa® USDA loan calculator to assess the most favorable current rates between USDA and FHA loans. It also aids in determining the necessary income, credit score, reserves, and documents needed for qualification. Our sophisticated mortgage calculator enables you to compare USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best program in Alabama tailored to your financial circumstances.

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2025 Loan Limits and Down Payment Requirements in Rockland, Berks, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Solutions in Rockland, PA

The mission of Lendersa® is to swiftly and seamlessly secure you the top USDA or FHA loan. Choose one from the three available paths to connect with compatible lenders and suitable USDA loan programs.

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Understanding USDA Loans in PA

The USDA home loan, backed by the U.S. Department of Agriculture, is commonly known as the USDA rural development loan or mortgage. It is exclusively available for properties in rural regions. Contrasting with FHA loans, which do necessitate at least a 3.5% down payment, USDA mortgages require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Chuck Sorensen, Mortgage Loan Originator
  • 4301 East 53rd Street, Davenport, IA, 52807
  • American Bank and Trust Company, began as a neighborhood bank on the Hilltop in Rock Island, Illinois. It began with a simple idea – that customers should receive the same kind of friendly and personalized service we would appreciate ourselves. 46 years later, this simple philosophy has helped us grow to become a $375 million.
  • First South Mortgage LLC
  • 4432 Crooked Creek Drive, Jacksonville, FL, 32224
  • First South Mortgage, LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • Triad Financial Services, Inc.
  • 13901 Sutton Park Drive South, Suite 300, Jacksonville, FL, 32224
  • Triad Financial Services, Inc. is one of the oldest and most trusted lenders in the manufactured home industry with over 60 years of lending experience. Triad is trusted by customers, dealers, lending institutions and realtors alike and has helped tens of thousands of families realize their American Dream of homeownership.
  • First Florida Financial, Inc
  • 13400 Sutton Park Dr South, Suite 1502, Jacksonville, FL, 32224
  • First Florida Financial, Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • The First National Bank
  • 300 Washington, Beardstown, IL, 62618
  • For over 100 years, that’s how banking has been at The First National Bank of Beardstown, Murrayville & Winchester. We’re dedicated to helping you in any way we can with a full line of financial products delivered by caring, experienced professionals. Thank you for choosing us for your financial needs.
  • ACIPCO Federal Credit Union
  • 1501 31st Avenue North, Birmingham, AL, 35207
  • ACIPCO Federal Credit Union is a member-owned, not-for-profit, financial cooperative. Since 1964, we've been serving members with low-cost financial services designed to help them enjoy a better way of life. Credit Union is a member-owned, not-for-profit, financial cooperative. Since 1964, we've been serving members with low-cost financial
  • Alive Credit Union
  • 9790 Touchton Road, Jacksonville, FL, 32246
  • Our Vision is to be the healthcare community's first choice for financial solutions. Our Mission is to provide distinctive value to our members and to foster economic opportunities within our communities. Our Core Values are Professionalism,Responsiveness, Integrity, Dependability, and Empathy.
  • RiverStone RECAP
  • 4600 Touchton Road, Suite 1150, Jacksonville, FL, 32246
  • RiverStone RECAP is a Mortgage brokerage firm that Represents Owners in finding the best Commercial real estate loan for their needs. Simply put, We specialize in : Commercial Real Estate Refinancings, Refinancing Mortgages under $10 Million, Long term, Fixed-rate, Non-Recourse Loans.
  • Ripco Credit Union
  • 121 Sutliff Ave., Rhinelander, WI, 54501
  • Ripco Credit Union is a not-for-profit, state chartered financial institution in Rhinelander, Wisconsin. Ripco was organized in 1932 to promote thrift and provide financial services to its members. Ripco Credit Union is a member of the National Credit Union Association and the Wisconsin Credit Union League
  • Hiott Financial Corporation
  • 12 Rouse Road, Sumiton, AL, 35148
  • "Hiott Financial Corporation was incorporated in 2003. We are dedicated to building relationships with our clients in a dynamic lending environment. ​ HFC offers many mortgage products to meet the needs of our clients including USDA, FHA, Conventional, and VA. We enjoy alot of tradition and beauty here in the State of Alabama."
  • Neighborhood Housing Services of Davenport Iowa, Inc.
  • 710 Charlotte St, Davenport, IA, 52803
  • Neighborhood Housing Services of Davenport Iowa, Inc. is a 501(c)3 and created in 1981 by community members who identified a need for an organization to rehabilitate and preserve affordable and/or historic properties within the City of Davenport. Over the years this mission has adapted to meet the identified needs of the community.