USDA Vs. FHA Pro and Con comparison in Ruscombmanor, Berks County, PA

In 2025, the USDA loan limit for Ruscombmanor in Berks county, PA, is $336,500. Meanwhile, the FHA limit for a single-family home stands at $472,030.

Leverage the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates, and determine the necessary income, credit score, reserves, and documents required for approval. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, aiding in the decision for the best program in for your financial situation.

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2025 Loan Limits and Downpayment Requirements in Ruscombmanor, Berks County, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Ruscombmanor, PA

The objective of Lendersa® is to efficiently secure the ideal USDA or FHA loan for you, free from unnecessary delays. Select one of the three methods below to find matching lenders and USDA loan programs.

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Understanding USDA Loans in PA

The USDA home loan is backed by the government's Department of Agriculture, commonly known as the USDA rural development loan or USDA mortgage, and is exclusively offered in rural areas. Differing from FHA loans, which require at least a 3.5% down payment, the USDA mortgage needs no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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