USDA VS FHA in Franconia, Montgomery County, PA

For the year 2025, in Franconia, within Montgomery county in PA, the USDA loan limit is set at $381,800. In contrast, the FHA limit for a single-family house stands at $529,000.

Utilize Lendersa®'s USDA loan calculator to gauge today's competitive USDA and FHA rates, ensuring clarity on required income, credit, reserves, and documentation for qualification. Our cutting-edge mortgage calculator juxtaposes USDA, FHA, Conforming, and VA programs, aiding you in selecting the best financial choice in Alabama.

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2025 Loan Limits and Downpayment Needs in Franconia, Montgomery County, PA

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Franconia, PA

Lendersa® is committed to obtaining you the most advantageous USDA or FHA loan quickly and without needless difficulties. Begin by selecting one of three pathways, each leading to matched lenders and tailored USDA loan options.

Lendersa USDA loan request process and results

Understanding USDA Loans in PA

A USDA home loan is a government-backed loan by the Department of Agriculture, often called a USDA rural development loan or USDA mortgage, exclusively offered in rural areas. In contrast to FHA loans that demand a minimum 3.5% down payment, USDA loans eliminate any down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • NRL Mortgage
  • 43460 Ridge Park Dr. Suite 155, Temecula, CA, 92590
  • Hi, my name is Jarett Votaw, and I am a Mortgage Loan Originator with NRL Mortgage in Southern California. My goal is to assist as many people as possible reach their dream of homeownership. Whether you are looking to purchase a new home or refinance your current home, I am dedicated to providing my clients with the highest level of service.
  • Patriot Pacific Financial
  • 43460 Ridge Park Dr. #250, Temecula, CA, 92590
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Ryder Mortgage Group
  • 41690 Ivy Street, Suite B, Murrieta, CA, 92562
  • At Ryder Mortgage Group we pride ourselves on our knowledge, professionalism, personal service, and competitive rates. We offer a diverse and comprehensive line of loan products to fit all of your mortgage needs. Integrity is the cornerstone of our business, and we believe a mortgage is about building relationships.
  • Freedom Mortgage
  • 41185 Golden Gate Circle, Suite 201, Murrieta, CA, 92562
  • Real Estate Finance is my Expertise. Mortgage Loans & Lending are my passion. I help clients on a Daily Basis obtain financing even if they have been told no in the past. I exhaust all avenues to obtain a Mortgage for my Clients. For Years I have put clients into homes that never thought it was possible with little or no $$ out of their pockets.
  • Larry Locke Pro-Funders Inc
  • 25096 Jefferson Avenue, Suite B-213, Murrieta, CA, 92562
  • Larry Locke, one of the best mortgage brokers in Murrieta, CA. I am completely committed to customer satisfaction. Larry Locke dedicated to giving his clients service that exceeds their expectations. Because of that dedication to excellence, nearly 100% of my clients are referrals from previous clients and real estate professionals.
  • PATRIOT PACIFIC FINANCIAL CORP
  • 38625 Calistoga Drive, Suite 200, Murrieta, CA, 92562
  • Patriot Pacific Financial Corp was 23 years in the making. Founder Charles Vamadeva, Broker and President, began in the mortgage industry in Oklahoma in the late 1990’s. Through years of learning proven ways to help more applicants become homeowners, Charles put together a Company that’s laser focused on Customer Service.
  • Brandon Roberts Group
  • 25240 Hancock Ave, Suite 300, Murrieta, CA, 92562
  • Brandon Roberts is a 16 year veteran of the mortgage and real estate industry who is certified as a Mortgage Planner through the CMPS Institute. He spends a great deal of time with each of his clients to develop a personal financial plan centered around the proper mortgage to meet their needs.
  • Bear Creek Mortgage
  • Bear Creek Realty, Murrieta, CA, 92562
  • Bear Creek Realty’s goal is to provide our Customers with the best service, knowledge, and current techniques of buying, selling, and investing in Real Estate. Bear Creek Realty has over 150 years of experience handling all aspects of Real Estate. We pride our selves in making the transaction as easy as possible. It is our pleasure to serve you.