USDA Vs. FHA Pro and Con comparison in Franconia, Montgomery County, PA

For the year 2025, in Franconia, within Montgomery county in PA, the USDA loan limit is set at $381,800. In contrast, the FHA limit for a single-family house stands at $529,000.

Utilize Lendersa®'s USDA loan calculator to gauge today's competitive USDA and FHA rates, ensuring clarity on required income, credit, reserves, and documentation for qualification. Our cutting-edge mortgage calculator juxtaposes USDA, FHA, Conforming, and VA programs, aiding you in selecting the best financial choice in Alabama.

Examine loan offers from a broad selection of 100 lenders

2025 Loan Limits and Downpayment Needs in Franconia, Montgomery County, PA

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Franconia, PA

Lendersa® is committed to obtaining you the most advantageous USDA or FHA loan quickly and without needless difficulties. Begin by selecting one of three pathways, each leading to matched lenders and tailored USDA loan options.

Lendersa USDA loan request process and results

Understanding USDA Loans in PA

A USDA home loan is a government-backed loan by the Department of Agriculture, often called a USDA rural development loan or USDA mortgage, exclusively offered in rural areas. In contrast to FHA loans that demand a minimum 3.5% down payment, USDA loans eliminate any down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Legacy Mortgage Company
  • 3262 Teesdale Street, Ground Floor, Philadelphia, PA, 19136
  • "We are mortgage broker company. We are here to find the best mortgage rate for our local clients. Build Your LEGACY through Home ownership; We are here for YOU! We can help refinance your existing mortgage or get a loan to purchase a new home. Jason Lin Mortgage Broker/Owner at Legacy Mortgage Company."
  • Integrity Home Lending LLC
  • 54 Pine Glen Road, Langhorne, PA, 19047
  • INTEGRITY HOME LENDING IS A MORTGAGE COMPANY OFFERING A MULTITUDE OF MORTGAGE PRODUCTS, SPECIALIZING IN FINDING THE BEST FINANCIAL SOLUTION FOR ITS CUSTOMERS. OUR TEAM PROVIDES WELL OVER 20 YEARS OF EXPERIENCE IN THE MORTGAGE INDUSTRY. WORKING WITH NUMEROUS LENDERS ALLOWS US TO OFFER A VARIETY OF PRODUCTS AND COMPETITIVE RATES.
  • City Capital Funding Inc
  • 402 Executive Drive, Suite B, Langhorne, PA, 19047
  • Since 2003, our mission at City Capital Funding, Inc. (NMLS ID #127622) has been to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks.
  • Net Equity Financial
  • 2267 Langhorne Yardley Road, Langhorne, PA, 19047
  • We are a full service Mortgage Brokerage and Real Estate Services company specializing in commercial and residential purchase mortgages, refinance and debt consolidation loans. We offer 100's of wholesale loan programs (both residential and commercial) through many of the largest lenders in the country through
  • American Mortgage Processing Services
  • One Oxford Valley, Suite 220A, Langhorne, PA, 19047
  • American Mortgage Processing Services (AMPS) is a back-office mortgage processing services provider. We specialize in Processing, Closing, Post-Closing and Quality Control of Residential Mortgage files. Our processing reduces cost, improves turn times and pass-through rates and produces quality mortgage files.
  • Flip Funding LLC
  • 2930 Jasper St, Suite 220, Philadelphia, PA, 19134
  • "Finding the perfect investment property is challenging enough. Why should financing it create even more difficulties? As you know, securing hard money funding for your real estate deals can get complicated. In some cases, you’re seen as an easy target to take advantage of because you have an immediate need for money."
  • BizLender LLC
  • 3220 Tillman Drive, Suite 200, Bensalem, PA, 19020
  • BizLender is a leading provider of alternative funding solutions to U.S. businesses. Comprised of a team of experienced professionals that work with integrity and accountability. We value the individuality of each business and promise to put the needs of our customers first. BizLender consistently works to shorten the funding process.
  • Centric Mortgage LLC
  • 550 State Road, Suite 214, Bensalem, PA, 19020
  • Centric Mortgage offer a Purchases & Refinances Residential 1 - 4 units Investment properties 1 - 4 units Commercial properties 5 plus units Mixed Use properties Land Only loans 2nd homes Construction loans Home Improvement loans Loan Products & Programs Self Employed & 1099 employees Fixed rates ARMs Cash-out options FHA Loans VA Loans Small more